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Texas Directors and Officers Insurance That Protects Your Personal Assets From The Allen Thomas Group
Texas business lawsuit statistics show businesses are facing an increasing number of lawsuits in 2024, with significant legal challenges including trademark disputes, data breaches, and employee-related claims.
As a Texas business executive or nonprofit board member, your personal assets are at risk from management decisions and corporate actions.
Directors and Officers insurance provides essential Texas business liability protection that shields your personal wealth from devastating lawsuits.
The Allen Thomas Group has spent 20+ years making insurance Smart & Easy for businesses across Texas and 19+ other states.
Our executive liability coverage expertise protects what matters most – your financial future.
Call (440) 826-3676 for your free consultation today.
Why Texas Executives Need D&O Insurance Now
Personal asset protection has never been more critical for Texas business leaders.
Texas Business Court data shows that since opening on September 1, 2024, the Texas Business Court has seen 86 cases across its five active divisions, demonstrating the increasing litigation environment facing Texas businesses.
When you make management decisions, serve on a board, or handle corporate governance, you’re personally liable for the outcomes. Directors and Officers insurance covers:
- Legal defense costs averaging $200-$1,000 per hour
- Settlement payments and judgments against you personally
- Regulatory investigation expenses from state and federal agencies
- Employment practices liability for wrongful termination and discrimination claims
Nonprofit D&O claims data reveals that nonprofit organizations filed twice as many D&O claims than public and private companies, making nonprofit board insurance especially crucial for Texas charitable organizations.
The Allen Thomas Group difference: We simplify complex corporate governance protection into clear, affordable solutions that Texas executives actually understand.
Learn more about our comprehensive commercial insurance solutions designed for growing businesses.
Our Smart & Easy D&O Process
Getting protected shouldn’t be complicated.
Here’s how we make Texas business lawsuit protection simple:
1. Free Risk Assessment
Call (440) 826-3676 for a personalized evaluation of your liability exposures.
We analyze your business structure, board composition, and industry-specific risks affecting Texas companies.
As a licensed Texas insurance agency, we understand the unique challenges facing Lone Star State businesses.
2. Customized Coverage Design
Our experts design management liability insurance tailored to your exact needs – whether you’re a growing tech company, established manufacturer, or nonprofit organization serving Texas communities.
Our Directors and Officers insurance expertise ensures comprehensive protection for your specific industry.
3. Competitive Quote Delivery
We leverage relationships with 20+ top-rated carriers to secure the best fiduciary liability coverage at competitive rates. D&O premium reduction data shows that 91% of publicly traded companies saw reduced premiums in 2024, with average rate decreases ranging between 10% and 25%.
4. Ongoing Protection & Support
Our claims filing procedures ensure rapid response when you need it most. Plus, we provide annual risk assessment methodology reviews to keep your protection current.
Specialized Coverage for Texas Businesses
Beyond basic D&O protection, we offer comprehensive solutions for Texas business leaders through our specialized Texas commercial insurance programs:
Nonprofit Board Insurance Excellence
Texas nonprofit organizations face unique challenges requiring specialized protection.
Our nonprofit insurance expertise covers board members, volunteers, and the organization itself.
Nonprofit insurance cost analysis shows nonprofits spend an average of $71 per month, or $854 annually, on directors and officers insurance – we help you get maximum protection for your budget.
Employment Practices Integration
Employment practices liability seamlessly integrates with your D&O coverage, protecting against discrimination, harassment, and wrongful termination claims that frequently target Texas businesses.
Regulatory Compliance Support
Texas businesses must navigate complex state and federal regulations.
Our coverage includes regulatory investigation costs and compliance defense, crucial as D&O market analysis indicates the SEC has taken a more proactive and aggressive approach, increasingly scrutinizing disclosures and practices.
National Reach, Local Understanding
Based in Akron, Ohio, we bring multi-state expertise to the Texas market.
This outside perspective helps us identify coverage gaps that local agents might miss while providing the personalized service Texas businesses deserve through our comprehensive commercial insurance programs.
Proven Results for Texas Business Leaders
The Allen Thomas Group has protected thousands of business executives across 20+ states with our Smart & Easy approach:
- 20+ years of D&O insurance specialization
- Expert guidance through complex claims processes
- Comprehensive coverage at competitive rates
- Quick claims processing when you need support most
- Local service with national insurance carrier access
Our clients choose us because we eliminate the confusion from insurance decisions.
No jargon, no hidden exclusions – just clear protection for your personal assets and business interests.
Texas businesses trust us because we understand both the regulatory environment and the practical challenges of running a company in the Lone Star State.
As your dedicated and licensed Texas insurance agency, we’re committed to protecting what matters most to your business.
Tailored D&O Insurance Solutions Built For Your Business
We know how frustrating and complex the process of finding the right D&O insurance can be.
Let us help craft a policy that works for you.
Tell us about your specific needs and we will find the right policy for you.
Review the results of our search.
We will walk you through your new policy step by step.
Our Commercial Insurance Carrier Partners
That allows us to find the best rates for your business.
Protect Your Texas Business Today
Don’t wait until it’s too late.
D&O market analysis shows the current soft D&O market means excellent rates are available now, but increasing Texas litigation risks make coverage more critical than ever.
Our Smart & Easy approach eliminates confusion and delivers comprehensive protection for your personal assets.
Call The Allen Thomas Group at (440) 826-3676 now for your free D&O consultation.
We’ll assess your risks, explain your options, and secure the protection you need – today.
Get More Insights On Making The Right Insurance Decision For Your Company
How much does D&O insurance cost for Texas businesses?
D&O insurance costs vary based on your industry, company size, and risk factors. Nonprofit insurance cost analysis shows most businesses pay between $71-$200 monthly for comprehensive coverage. Call (440) 826-3676 for a personalized quote – we’ll analyze your specific needs and deliver competitive rates from 20+ carriers.
What's the difference between D&O and general liability insurance?
General liability covers third-party injuries and property damage, while Directors and Officers insurance protects your personal assets from management decisions and corporate governance claims. D&O covers legal defense costs, settlements, and judgments when you’re sued personally for business decisions – protection general liability doesn’t provide. Learn more about our complete Directors and Officers insurance coverage.
How quickly can I get D&O coverage in Texas?
Most Texas businesses can secure D&O coverage within 24-48 hours of application approval. Our streamlined process leverages 20+ years of carrier relationships for rapid placement.
What does directors and officers insurance actually cover?
D&O insurance protects your personal assets from lawsuits alleging wrongful management acts, including breach of fiduciary duty, employment practices violations, regulatory investigations, and securities claims. Coverage includes legal defense costs, settlements, judgments, and crisis management expenses that could otherwise devastate your personal finances.
Do Texas nonprofits need different D&O coverage?
Yes – nonprofit board insurance requires specialized coverage for unique exposures like grant mismanagement, donor disputes, and volunteer liability. Nonprofit D&O claims data shows nonprofits file twice as many D&O claims than public companies, making proper coverage essential. We specialize in Texas nonprofit protection with tailored solutions.
Popular Cities We Serve Texas Businesses
Abilene
Allen
Amarillo
Arlington
Atascocita
Austin
Baytown
Beaumont
Bedford
Brownsville
Bryan
Burleson
Carrollton
Cedar Hill
Cedar Park
Channelview
Cibolo
Cleburne
College Station
Conroe
Coppell
Copperas Cove
Corpus Christi
Dallas
Deer Park
Del Rio
Denton
DeSoto
Duncanville
Edinburg
El Paso
Euless
Farmers Branch
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Fort Worth
Friendswood
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Galveston
Garland
Georgetown
Grand Prairie
Grapevine
Haltom City
Harker Heights
Harlingen
Houston
Huntsville
Hurst
Irving
Keller
Killeen
Kyle
La Porte
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Laredo
League City
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Lewisville
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McAllen
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Midland
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Nacogdoches
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North Richland Hills
Odessa
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Pharr
Plano
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Richardson
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Round Rock
Rowlett
San Angelo
San Antonio
San Juan
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Schertz
Sherman
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Southlake
Spring
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Texas City
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Tyler
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