California Insurance Agency: Getting the Right Coverage for Your Needs
Welcome to The Allen Thomas Group, your premier independent insurance agency that has been serving all of California since 2003.
As experienced and licensed agents, we specialize in providing customized insurance solutions for both personal and commercial clients across the Golden State.
At The Allen Thomas Group, our mission is simple – to protect everything that matters most to you. We aim to make insurance straightforward and hassle-free, allowing you to focus on what’s important in life.
Our dedicated team of agents takes pride in delivering uncompromised service, expert guidance, and the most comprehensive coverage at competitive rates.
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Why Choose The Allen Thomas Group?
As an independent insurance agency, we have the flexibility to provide you with insurance policies from multiple highly rated companies, not just one.
This allows us to compare rates and tailor plans to your unique needs and budget.
Here are a few key reasons to choose us as your insurance agency:
- Over 20 years of experience serving California residents and businesses
- We are licensed agents, not just representatives of one company
- We offer insurance policies from top national and regional carriers
- Our agents take the time to understand your needs and goals
- We simplify insurance jargon and complexities for you
- Available over the phone or online for your convenience
- Trusted choice for auto, home, life, business and specialty insurance
Here at The Allen Thomas Group, our dedicated team of agents truly cares and aims to make insurance simple.
We combine expertise with a personal touch to best protect what matters most to you. Our licensed agents have years of experience tailored to the unique needs of California residents and businesses.
We invite you to contact us today to discuss your insurance needs, get quotes for free with no obligation, and find policies that fit your lifestyle and budget. Reach out online or over the phone.
When you work with The Allen Thomas Group, you’re not just another account – you become part of our family.
We value building long-term relationships and being your trusted advisor for all aspects of your insurance program.
Personal And Business Insurance Solutions in California Built For You
We know how frustrating and complex the process of finding the right insurance can be.
Let us help fix it for you in 3 easy steps!
Tell us about your specific needs and we will find the right policy for you.
Review the results of our search.
We will walk you through your new policy step by step.
Lower premiums don’t have to mean less coverage. You need a trusted agent who knows where to look.
Cities We Serve In California
Our Coverage Options
With crowded roads and high market values, having proper auto insurance in California brings peace of mind. We shop multiple insurers and leverage discounts to get you the best bang for your buck. All standard coverages, rideshare coverage, classic car insurance, RV insurance – we’ve got you covered!
Your home is likely your most valuable investment. Get complete property protection against risks like fire, theft, wind damage, and liability claims. We partner with top-rated insurers to offer competitively-priced homeowners insurance designed for California homes. Luxury home, Condo, renters, and landlord policies also available.
Life insurance helps your loved ones maintain financial stability if you pass away prematurely. We advise on right amount and type – term, whole, universal, survivorship – based on your unique situation and goals. Let us plan ahead so your family’s future is secure.
Running a business comes with risks – protect yours with commercial insurance tailored for California companies. General liability, professional liability, workers comp., commercial auto, cyber insurance – we can craft a comprehensive business policy designed with your operations in mind.
We know insurance can be complex and confusing. Here we’ve answered some common questions from California residents and business owners about protecting their assets.
California requires drivers to carry at least: $15,000 bodily injury liability per person, $30,000 bodily injury liability per accident, and $5,000 property damage liability.
However, we recommend higher limits like 100/300/100 to protect your assets properly
A homeowners insurance policy covers your dwelling, other structures, personal belongings, loss of use, personal liability, and medical payments for guests injured on your property.
Peril coverage varies but fire, lightening, wind, theft, and vandalism are standard.
Yes, commercial insurance is crucial to protect your company from liability claims, property damage, employee injuries, loss of income, and other risks. The right business insurance limits your exposure so your operation can run smoothly.
Factors like your age, marital status, dependents, assets, debts, income, and goals determine how much and what kind of life insurance you should have. We guide you through the options to find the right fit.
We leverage discounts like multi-policy, safe driver, home security systems, loyalty, and more to get you the lowest rates. Higher deductibles and modified coverage options can also reduce premiums.
Our Carrier Partners
That allows us to find the best rates for your personal and business needs
Connect With Our California Insurance Specialists
For expert insurance guidance serving all of California, contact The Allen Thomas Group today.
Speak with our licensed agents to discuss your needs, get quotes, and find the right coverage at competitive rates. We make insurance easy, allowing you to focus on what matters most.
Call (440) 826-3676 or request a free quote online now to get started.
We look forward to providing trusted advisory and protection for your auto, home, business, life, and more as your California insurance agency.