Top-Rated California Insurance Agency: Get Comprehensive Coverage & Exceptional Service

California Insurance Agency: Getting the Right Coverage for Your Needs

Welcome to The Allen Thomas Group, your premier independent insurance agency that has been serving all of California since 2003.

As experienced and licensed agents, we specialize in providing customized insurance solutions for both personal and commercial clients across the Golden State.

At The Allen Thomas Group, our mission is simple – to protect everything that matters most to you. We aim to make insurance straightforward and hassle-free, allowing you to focus on what’s important in life.

Our dedicated team of agents takes pride in delivering uncompromised service, expert guidance, and the most comprehensive coverage at competitive rates.

What type of insurance do you need pricing for?

Getting The Right Coverage

Why Choose The Allen Thomas Group?

As an independent insurance agency, we have the flexibility to provide you with insurance policies from multiple highly rated companies, not just one.

This allows us to compare rates and tailor plans to your unique needs and budget.

Here are a few key reasons to choose us as your insurance agency:

Over 20 years of experience serving California residents and businesses
We are licensed agents, not just representatives of one company
We offer insurance policies from top national and regional carriers
Our agents take the time to understand your needs and goals
We simplify insurance jargon and complexities for you
Available over the phone or online for your convenience
Trusted choice for auto, home, life, business and specialty insurance

As independent agents, we have no allegiance to any one company.

We act as your advocate, leveraging our market expertise to find you the best rates and coverage from insurers like:

Liberty Mutual
Auto Owners
Cincinnati
AmTrust
Progressive
The Hartford
Progressive
Safeco
Travelers

and many more highly-rated regional and national carriers.

Stress-free Solutions

Speak With Our Licensed Insurance Agents in California

Here at The Allen Thomas Group, our dedicated team of agents truly cares and aims to make insurance simple.

We combine expertise with a personal touch to best protect what matters most to you. Our licensed agents have years of experience tailored to the unique needs of California residents and businesses.

We invite you to contact us today to discuss your insurance needs, get quotes for free with no obligation, and find policies that fit your lifestyle and budget. Reach out online or over the phone.

When you work with The Allen Thomas Group, you’re not just another account – you become part of our family.

We value building long-term relationships and being your trusted advisor for all aspects of your insurance program.

Personal And Business Insurance Solutions in California Built For You

Yep, It's Really That Easy

We know how frustrating and complex the process of finding the right insurance can be.

Let us help fix it for you in 3 easy steps!

Contact Our Independent Insurance Agents Today For Free To Get Started

Lower premiums don’t have to mean less coverage. You need a trusted agent who knows where to look.

Our Coverage Options

Auto Insurance

With crowded roads and high market values, having proper auto insurance in California brings peace of mind. We shop multiple insurers and leverage discounts to get you the best bang for your buck. All standard coverages, rideshare coverage, classic car insurance, RV insurance – we’ve got you covered!

Homeowners Insurance

Your home is likely your most valuable investment. Get complete property protection against risks like fire, theft, wind damage, and liability claims. We partner with top-rated insurers to offer competitively-priced homeowners insurance designed for California homes. Luxury home, Condo, renters, and landlord policies also available.

Life Insurance

Life insurance helps your loved ones maintain financial stability if you pass away prematurely. We advise on right amount and type – term, whole, universal, survivorship – based on your unique situation and goals. Let us plan ahead so your family’s future is secure.

Business Insurance

Running a business comes with risks – protect yours with commercial insurance tailored for California companies. General liability, professional liability, workers comp., commercial auto, cyber insurance – we can craft a comprehensive business policy designed with your operations in mind.

Additional Information and Frequently Asked Questions

We know insurance can be complex and confusing. Here we’ve answered some common questions from California residents and business owners about protecting their assets.

How much car insurance do I need in California?

California requires drivers to carry at least: $15,000 bodily injury liability per person, $30,000 bodily injury liability per accident, and $5,000 property damage liability.

However, we recommend higher limits like 100/300/100 to protect your assets properly

What does home insurance cover in California?

A homeowners insurance policy covers your dwelling, other structures, personal belongings, loss of use, personal liability, and medical payments for guests injured on your property.

Peril coverage varies but fire, lightening, wind, theft, and vandalism are standard.

Does my business need commercial insurance in California?

Yes, commercial insurance is crucial to protect your company from liability claims, property damage, employee injuries, loss of income, and other risks. The right business insurance limits your exposure so your operation can run smoothly.

What life insurance do I need living in California?

Factors like your age, marital status, dependents, assets, debts, income, and goals determine how much and what kind of life insurance you should have. We guide you through the options to find the right fit.

How can I save on California insurance premiums?

We leverage discounts like multi-policy, safe driver, home security systems, loyalty, and more to get you the lowest rates. Higher deductibles and modified coverage options can also reduce premiums.

Why choose an independent insurance agency?

Independent agencies like The Allen Thomas Group can provide insurance from many highly-rated companies rather than just one. This allows us to compare plans and rates to get you the best value tailored to your specific needs.

Our happy customers

We’ve Helped Thousands of Clients Just Like You

Our Carrier Partners

WE HAVE PERSONAL CONTACTS WITH TRUSTED A-RATED INSURANCE COMPANIES tHAT SERVE THE GOLDEN STATE

That allows us to find the best rates for your personal and business needs

Connect With Our California Insurance Specialists

For expert insurance guidance serving all of California, contact The Allen Thomas Group today.

Speak with our licensed agents to discuss your needs, get quotes, and find the right coverage at competitive rates. We make insurance easy, allowing you to focus on what matters most.

Call (440) 826-3676 or request a free quote online now to get started.

We look forward to providing trusted advisory and protection for your auto, home, business, life, and more as your California insurance agency.

California Insurance Agency