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Ohio Insurance Agency

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Ohio Insurance Agency: Getting the Best Coverage for Your Needs

ohio insurance agency

Choosing an Ohio insurance agency can be a daunting task, but it’s essential to make an informed decision, as insurance is crucial in protecting your investments and assets. With so many options available, it can be challenging to know where to start. 

The Allen Thomas Group is an Ohio-based independent insurance agency that offers a wide range of personal and business insurance solutions tailored to meet unique needs.

We specialize in coverage for homes (including home value homes in Ohio), vehicles, businesses, and other valuable assets, as well as comprehensive business insurance solutions covering property, liability, workers’ compensation, and more.

We pride ourselves on helping clients find customized insurance options at the best price while providing exceptional customer service.

What type of insurance do you need pricing for?

Getting The Right Coverage

Secure Your Dreams and Goals With Personalized Insurance Coverage

The Allen Thomas Group understands that your situation, goals, needs, and risks are unique, and we tailor an insurance policy to fit your specific needs. Our dedicated licensed financial advisor will sift through countless insurance products to find the perfect one that fits your lifestyle and provides you with security and peace of mind.

We believe that everyone deserves the right insurance coverage, and we strive to provide you with the best possible service. Our team is committed to providing you with personalized attention and exceptional customer service.

At the Allen Thomas Group, we are passionate about helping you protect what matters most. Let us help you find the insurance coverage you need to safeguard your future.

getting comprehensive coverage with an independent insurance agency in Ohio
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We Are With You From Start to Finish

getting comprehensive coverage with an independent insurance agency in Ohio

At the Allen Thomas Group, we understand that everyone has their own unique goals and aspirations in life. Whether it’s building a thriving business or creating a loving family, we know that preparation is key to achieving those dreams.

That’s why we offer reliable and comprehensive insurance coverage to protect you when life throws unexpected curveballs. We work with leading carriers to find the perfect coverage for your personal or business needs.

With our expertise and support, you can focus on fulfilling your big goals without worrying about the technicalities of insurance. Let us take care of the details so you can enjoy peace of mind and focus on what matters most.

Join the countless individuals and businesses that trust The Allen Thomas Group to help them achieve their goals.

Contact us today to learn more about our services and how we can help you protect your future.

Personal And Business Insurance Solutions in Ohio Customized For You

Yep, It's Really That Easy

We know how frustrating and complex the process of finding the right insurance can be .

Let us help fix it for you in 3 easy steps!

Step 1: Assess

Tell us about your specific needs and we will find the right policy for you.

Step 2: Review

Review the results of our search.

Step 3: Service

We will walk you through your new policy step by step.

Contact Our Office Today For Free To Get Started

Lower premiums don’t have to mean less coverage. You need a trusted agent in Ohio who knows where to look.

Areas We Serve In Ohio

Our Coverage Options

Auto Insurance

This type of policy provides coverage for damages or injuries caused by a car accident. It typically includes liability coverage, which pays for damage or injury to other drivers or their vehicles.

Homeowners Insurance

A policy that protects homeowners from damages to their home and property. This type of policy can also cover personal belongings and liability coverage in the event that someone is injured on your property.

Life Insurance

Make sure your loved ones are cared for in the future with a comprehensive life insurance policy. 

Our Ohio agents can guide you through the process of purchasing coverage that best suits your needs and the dream you have for your family.

Business Insurance

This policy is designed to protect businesses against financial losses due to unexpected events such as theft, damage, liability claims, and more.

Additional Information and Frequently Asked Questions

Get More Insights On Making The Right Insurance Decision For Your Family and Your Business

Below some helpful tips for choosing the right agency.

Reputation and Experience:

One of the most critical factors to consider when selecting an Ohio insurance agency is reputation and experience. A reputable and experienced agency will have a proven track record of providing clients with excellent service and customized coverage options.

It’s crucial to look at online reviews, client testimonials, and industry accreditations to determine the level of expertise an agency holds. For instance, if you’re considering an agency that specializes in small business insurance solutions, you want assurance that they have the required skill set to understand your unique needs.

Comparing Local Agencies:

When selecting an Ohio insurance agency, it’s essential to compare local agencies and check out what each one has to offer. Some may specialize in specific types of insurance coverage, while others provide comprehensive coverage options for both personal and business needs.

Thorough research can help you identify several local agencies that offer the coverage you need and compare their pricing and services. This will assist in narrowing down your choices and making your decision-making process more manageable.


Consider whether your insurance needs to require a specialist or a generalist provider. Suppose you have specific coverage requirements such as pet care or health care services.

In that case, you may need a specialized Ohio insurance agency that understands your specific needs.

For example, if you run a manufacturing company, finding an agency with experience in this sector could significantly benefit you.

They will be familiar with the potential risks associated with operating within this industry, meaning they can recommend policies tailored specifically for you.

Working with a reliable Ohio insurance agency provides several advantages to clients.

Below are some of the benefits of choosing a reliable Ohio insurance agency like The Allen Thomas Group.

One of the most significant benefits is that you can rest easy, knowing that your personal or business assets are adequately protected.

A reliable insurance agency like ATG tailors insurance coverage to a client’s individual needs, so clients have peace of mind and can focus on running their business or living without worrying about the risks.

Another crucial benefit of working with an experienced and reputable Ohio insurance agency is access to customized coverage options.

While some Ohio residents may assume they need basic coverage for car insurance, home insurance, or any other form of insurance, often there are specific coverages like umbrella coverage available that can mitigate risks unique to you and your particular situation.

By customizing coverage towards a specific need, not only does it provide better protection, but clients can save costs by not paying for extra coverage they do not need.

Think about it: when buying clothing or food; people prefer customization to mass-produced products. Similarly, personalized insurance policies ensure customers receive more value while getting protection tailored towards their unique risks.

On the other hand, some people might argue that finding customized coverage options through reliable local agencies like ATG will cost more money.

However, in the long run, this decision can save them money from not overpaying on rates or having to pay hefty fines from being underinsured in case of an unforeseen event.

Aside from access to customized coverage options as mentioned earlier, working with a reliable Ohio insurance agency also entails excellent customer service.

Clients past may have felt like just another number among many others at other agencies who did not do thorough assessments nor were willing to go above and beyond for their clients, however a quality agency such as ATG emphasizes service excellence and building strong relationships with clients.

The Allen Thomas Group is known by its testimonials for great service, advice, and responsiveness. This type of feedback is tangible proof that points to the company having exceptional customer service.

There are numerous insurance agencies in Ohio to choose from when seeking personal or business insurance options.

While cost is an important consideration when selecting an agency, it should not be the only factor to consider as proper protection and peace of mind comes with making sure that coverage matches your unique needs.

Choose a local Ohio agency like The Allen Thomas Group that has been around for 20 years and enjoys a proven track record of excellent service delivery, bespoke policy types that cover what you actually need and can find coverage that fits your budget all while providing peace of mind knowing your assets are covered.

Personal and business insurance are two entirely different strands, but both are equally important when it comes to protecting yourself financially. Individual customers generally get a single policy that covers all their personal needs, while businesses need a range of policies to address various aspects of their organization, from general liability insurance to property coverage.

Personal insurance is designed to protect individuals from financial loss due to unexpected events such as theft or damage to their home or vehicle.

A homeowner’s policy will help you repair or replace a damaged house or pay legal fees if someone gets hurt on your property. Automobile insurance pays for repairs and medical treatment if you’re in an accident, while life insurance provides peace of mind in knowing that your loved ones will be taken care of financially in the event of your death.

Business insurance is similar in that it protects against unforeseen circumstances, but it’s specifically tailored to meet the unique needs of a company.

Business owners are typically required to carry several different types of policies that address their business risks, including workers’ compensation, general liability, and commercial property coverage.

The right mix of coverage can protect the business, its employees, and its bottom line.

When selecting personal or business insurance policies, it’s important to work with an Ohio insurance agency that understands your unique needs and can provide customized solutions.

Taking the time to explore your options and weigh the pros and cons of each policy is essential for making informed decisions about what type and how much coverage you really need.

When it comes to insurance policies, the top insurance agencies in Ohio offer a wide range of options to cater to customers’ needs. From auto, home, and life insurance to health, disability, and liability coverage – Ohio insurance agencies have got you covered.

According to the National Association of Insurance Commissioners, Ohio’s leading insurance companies primarily offer auto and home insurance.

In fact, Ohio ranks 1st in the country in 2023 for the lowest car insurance premiums out of all states for the average cost of car insurance premiums at $1,023 per year. 

Aside from these two popular types of coverage, life insurance and umbrella coverage are also among the most common policies offered by top agencies in the state.

In addition to these traditional policies, Ohio’s top insurers also offer specialty policies that cover specific needs such as product liability for businesses or cyber liability.

For example, if you operate a business in a niche industry such as healthcare or transportation services, you may need specialized coverage tailored to those requirements.

Overall wise individuals can search out different types of policies and carefully compare what different Ohio insurers offer.

While some will undoubtedly charge higher premiums than others; with careful research – one can search depends on their interests and budget – we can find an agency that offers the best rates on coverage that fits your lifestyle perfectly!

First off, you’ll want to make sure that you have all of the necessary documentation handy. This includes any relevant police reports, photos or videos of damages or injuries, and any medical bills or receipts.

Once you’ve got your paperwork in order, it’s time to contact your agent at The Allen Thomas Group or you can even go to your carrier directly.

They will guide you through the rest of the process, which may include gathering additional information or asking you to fill out some forms. They may also schedule an inspection of the damages if necessary.

According to data from the Ohio Department of Insurance, most claims are processed within 30 days of being filed. However, this timeline can vary depending on factors such as the complexity of the claim and how quickly all required documentation is provided.

So there you have it – filing a claim in Ohio is a straightforward process that should be completed as soon as possible after damages occur.

Remember to keep all relevant documents and communicate regularly with your agent to ensure that your claim is processed in a timely manner.

Yes, Ohio has some unique regulations and laws related to insurance agencies which set it apart from other states.

Firstly, Ohio is one of the few states that have a state-funded insurance pool for those who cannot acquire insurance through traditional markets due to high-risk factors or pre-existing conditions. This is known as the Ohio Comprehensive Health Insurance Association (OCHIA) which provides coverage to more than 14,000 residents in the state who would otherwise be without health insurance.

Secondly, Ohio has strict licensing requirements for insurance agents including passing a state examination and meeting continuing education requirements every two years.

Additionally, companies that operate in Ohio must be registered with the state’s Department of Insurance and have appropriate financial backing so that they can pay out claims if necessary.

Lastly, Ohio has a law called the Credit Scoring Act. This law regulates how insurance companies use credit scores when determining premiums for auto and home insurance policies.

The law requires insurers to disclose their use of credit information to consumers and offer them the opportunity to contest any inaccuracies.

Our happy customers

We’ve helped thousands of Clients Just Like You


“Joe has done an awesome job helping us get the right insurance for our business, during construction and for when we are ready to operate. He made this an easy process and is great to work with!”


“The Allen Thomas Group has eliminated all my previous bad experiences with dealing with insurance companies. They are fair, responsive and it’s great to know there a real person there to talk to you when you need help. I would definitely recommend them to anyone looking for a top notch insurance broker.”


“I worked with Joe for my insurance needs. I found him to be pleasant, informative, and very responsive. He also did a great job answering all my questions.”

Our Carrier Partners


That allows us to find the best rates for your personal and business needs

Get The Insurance Coverage You Need For Yourself and Your Family in Ohio

Life is unpredictable, and change is inevitable. One moment you’re living the life of your dreams, and the next, you’re struggling to make ends meet. That’s why it’s crucial to protect your future and your loved ones with insurance and financial safety nets.

At The Allen Thomas Group, we understand that everyone’s situation is unique. That’s why we offer personalized services tailored to your specific needs. Our team of proficient and reliable insurance advisors in Ohio will work with you to identify where you are now and where you want to be in the future. We’ll then develop a plan to help make your dreams a reality.

Investing in insurance and financial security today means peace of mind for tomorrow. With our help, you can feel confident that you’re taking the necessary steps to protect yourself and your loved ones. Contact us today for a free consultation and let us help you curate the perfect plan for your needs.