Get A Precise Insurance Quote For Your Maryland School Now
It Just Takes A Few Clicks
Or Give Us A Call At (440) 826-3676

Maryland Educational Institution Insurance: Expert Protection from The Allen Thomas Group

Maryland educational institutions face unprecedented liability risks. The numbers are staggering: general liability claim costs have increased by 200% over four years.
At The Allen Thomas Group, we provide comprehensive Maryland educational institution insurance solutions that protect schools, universities, and educational organizations from these complex coverage challenges.
With over 20 years of specialized experience and multi-state licensing, we deliver personalized school insurance solutions through our Smart & Easy process. Many carriers have exited the education market. We haven’t.
Our independent insurance agents remain committed to serving Maryland’s educational community with expert guidance and competitive coverage options.
Get your Free Quote Today!
Table of Contents
Specialized Protection For Your Maryland School When You Need It Most
Educational institutions require comprehensive educational liability coverage that addresses today’s complex risk environment. The statistics are alarming.
Liability losses over $1 million have increased by 231% since 1999, and your institution needs an insurance partner who understands the unique challenges facing Maryland schools and universities.
Our specialized approach provides:
- Expert risk assessment tailored to educational environments
- Comprehensive coverage analysis addressing all liability exposures
- Personalized service with direct access to experienced professionals
- Multi-state capability for growing institutions expanding beyond Maryland
- Claims support excellence when you need assistance most
The Allen Thomas Group’s Smart & Easy process eliminates complexity. We work directly with administrators, facility managers, and decision-makers.
This ensures your institution receives appropriate protection without overwhelming bureaucracy.
How Our Educational Insurance Process Works
Getting the right Maryland educational institution insurance coverage shouldn’t be complicated. Our proven four-step process ensures comprehensive protection. Efficiently.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Using our educational insurance expertise, we design solutions addressing your specific risks. Whether you need K-12 school insurance, university insurance coverage, or private school insurance, we tailor protection to your institution’s exact requirements.
We provide transparent pricing across multiple coverage options. You’ll understand exactly what protection you’re receiving.Our multi-carrier relationships deliver competitive rates without sacrificing coverage quality.
Our relationship continues beyond policy issuance. We provide continuous coverage consultation. We handle policy reviews.
We offer expert claims management support whenever you need assistance.

Why Educational Institutions Choose The Allen Thomas Group
Many Maryland educational institutions operate across state lines. Some plan future expansion.
Our licensing in Maryland and 20+ states ensures seamless coverage as your institution grows, eliminating the need to find new insurance providers.
The numbers don’t lie. Sexual misconduct claims comprise 50% of reported general liability claims and complex Title IX requirements create additional exposure.
Educational institutions need specialized knowledge. Our team understands these unique exposures and provides appropriate coverage solutions.
Unlike large national carriers with call centers and complex claim processes, we provide direct access to experienced professionals. These professionals understand your institution’s specific needs.
Our approach builds lasting relationships rather than transactional interactions.
We offer complete protection. This includes:
- General liability insurance for student and visitor injuries
- Professional liability coverage for educators and administrators
- Property insurance protection for buildings and equipment
- Workers compensation coverage for employees
- Cyber liability insurance for data protection
- Directors and officers insurance for leadership protection
Jury awards of $1 million or more totaled $651 million in 2023. Having expert claims support is essential.
Our experienced team provides guidance through complex claim situations, ensuring your institution’s interests are protected throughout the process.
Trusted Experience in Educational Insurance
Over 20 years of specialized experience serving educational institutions has taught us something important. Every school faces unique challenges. Every college has different risks. Every university requires tailored solutions.
Our expertise spans:
- Educational liability risk assessment across all institution types
- Multi-state licensing enabling service to growing institutions
- Smart & Easy process that simplifies complex insurance decisions
- Personalized relationship management ensuring ongoing protection
- Expert claims support when institutions need assistance most
Our approach recognizes that educational institutions require more than standard commercial insurance. We provide specialized knowledge of educational liability risks. We maintain current industry trend awareness.We offer proactive guidance through an increasingly complex insurance marketplace.
The Allen Thomas Group’s commitment to Maryland’s educational community means we stay current. We monitor evolving regulations. We track emerging risks.
We follow market changes that impact your institution’s protection needs.
Tailored Insurance Solutions Built For Maryland Educational Facilities
We know how frustrating and complex the process of finding the right Maryland business insurance can be.
Let us help build a policy that works for you.

Tell us about your specific needs and we will find the right policy for you.

Review the results of our search.

We will walk you through your new policy step by step.
Our Commercial Insurance Carrier Partners
That allows us to find the best rates for your business.









Get Expert Maryland Educational Insurance Protection Today
Maryland educational institutions deserve specialized insurance protection from experienced professionals who understand your unique challenges.
Our Smart & Easy process ensures comprehensive coverage. No bureaucratic complexity.
Contact The Allen Thomas Group today (440) 826-3676 for your free risk assessment and competitive quote.
Get More Insights On Making The Right Insurance Decision For Your Iowa School
How long does it take to get educational institution insurance in Maryland?
Our Smart & Easy process works fast. We typically deliver comprehensive educational institution insurance quotes within 24-48 hours.
We conduct thorough risk assessment consultations, customize coverage options, and provide transparent pricing quickly. Most policies can be bound within one week of application completion, ensuring your Maryland institution receives protection without delays.
What types of educational institutions do you serve in Maryland?
We serve them all. We provide Maryland educational institution insurance for K-12 schools, universities, colleges, private schools, charter schools, and educational organizations.
Our comprehensive coverage includes general liability, professional liability, property protection, workers compensation, cyber liability, and directors and officers insurance. Every institution receives personalized service regardless of size.
How much does educational institution insurance cost in Maryland?
Educational insurance costs vary based on institution size, programs offered, and coverage needs. The trends are concerning: liability losses have increased 231% since 1999, making proper coverage essential.
We provide competitive quotes from multiple carriers, ensuring you receive comprehensive protection at fair pricing. Contact us for your free, no-obligation quote today.
What information do you need to provide an educational insurance quote?
We need basic information about your institution. This includes enrollment numbers, facility details, programs offered, and current coverage limits.
Our coverage consultation process is thorough but efficient. We’ll guide you through requirements and help gather necessary information for accurate quote generation.
Why should Maryland schools choose The Allen Thomas Group for insurance?
Experience matters. With 20+ years specialized experience and multi-state licensing, we understand educational risks better than general agents.
Many carriers have exited the education market, but we remain committed to serving Maryland institutions with personalized service, comprehensive coverage, and expert claims management support when you need it most.
We Provide Customized Insurance Solutions For The Following Maryland Educational Institutions
- Agricultural Education Centers
- Animation and Game Design Schools
- Art Schools
- Charter Schools
- Coding Bootcamps
- Cooking Schools
- Culinary Institutes
- Dance Academies
- Dressmaking Schools
- Entrepreneurship Programs
- Environmental Education Centers
- Film and Media Schools
- Fitness and Wellness Centers
- Graphic Design Institutes
- Healthcare Training Centers
- Higher Education Certificate Programs
- Interior Design Schools
- Language Schools
- Legal Training Institutes
- Management Development Training Centers
- Martial Arts Schools
- Music Schools
- Online Continuing Education Programs
- Personal Development Schools
- Photography Schools
- Private Schools
- Professional Development Training Facilities
- Real Estate Schools
- Robotics Training Centers
- Technical Schools
- Trade Schools
- Universities
- Vocational Schools
Maryland Areas We Serve
Annapolis
Aspen Hill
Baltimore
Bel Air North
Bel Air South
Bethesda
Bowie
Carney
Catonsville
Chillum
Clinton
College Park
Columbia
Dundalk
Eldersburg
Ellicott City
Essex
Frederick
Gaithersburg
Germantown
Glen Burnie
Hagerstown
Milford Mill
Montgomery Village
North Bethesda
Odenton
Olney
Owings Mills
Parkville
Pikesville
Potomac
Randallstown
Rockville
Salisbury
Severn
Severna Park
Silver Spring
Towson
Waldorf
Wheaton
Woodlawn