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Independent Insurance Agency Serving Arkansas - The Allen Thomas Group: Your Partner for Auto, Home, Life, and Business Insurance
Arkansas families and business owners deserve an insurance agency that works for them, not for a single insurance company. That’s what independent means.
Our licensed agents aren’t tied to one carrier. We compare quotes from Travelers, SafeCo, Liberty Mutual, The Hartford, Progressive, Chubb, Nationwide, and more to find you the right coverage at a competitive price.
The Allen Thomas Group is a licensed independent insurance agency serving clients throughout Arkansas.
With over 20 years of experience helping individuals and businesses across the country, we bring that same expertise to Arkansas residents statewide, from Little Rock and Fayetteville to Conway, Pine Bluff, and Northwest Arkansas.
The advantages of choosing an independent insurance agency include:
- Access to multiple insurance carriers. We shop your policy across top-rated companies so you’re never stuck with one option.
- Personalized coverage recommendations. Our agents take the time to understand your situation and build a policy that actually fits.
- One agency for all your insurance needs. Auto, home, life, business — we handle it all under one roof.
Ready to see how much you could save?
Start your free quote with our licensed team now.
Access Personal Insurance Options for Arkansas Residents
Personal Insurance Options for Arkansas Residents
Finding affordable auto insurance in Arkansas starts with comparing rates from multiple carriers. Arkansas requires all drivers to carry minimum liability coverage, and rates vary widely depending on your driving record, vehicle, location, and credit history.
As an independent agency, we compare auto insurance quotes from carriers like Progressive, Travelers, SafeCo, and Liberty Mutual to help you find coverage that fits your budget without cutting corners on protection.
Whether you need basic liability, full collision and comprehensive coverage, or a personal umbrella policy for extra protection, our agents walk you through every option in plain language.
Home Insurance Coverage
Homeowners insurance rates in Arkansas have been climbing, driven by severe weather, rising construction costs, and increased claims from tornadoes and hail.
That makes it more important than ever to compare policies across multiple carriers.
Our agents help Arkansas homeowners find coverage that protects their dwelling, personal property, and liability, while keeping premiums manageable.
If you’re in a flood-prone area, we can also help you explore flood insurance options that standard policies don’t cover.
Coverage options include:
- Dwelling and personal property protection
- Liability coverage
- Additional living expenses if your home becomes unlivable
- Flood insurance (separate policy for high-risk areas)
Life Insurance Benefits
A solid life insurance policy protects your family’s financial future.
Whether you need term life insurance for affordable, temporary coverage during key years or whole life or universal life policies that build cash value over time, our agents help you find the right fit.
Arkansas Business Insurance Solutions
Running a business in Arkansas means managing risk, from employee injuries to property damage to liability claims.
Arkansas law requires workers’ compensation insurance for most businesses with three or more employees, and construction companies face even stricter requirements.
The Allen Thomas Group helps Arkansas business owners find the right commercial insurance coverage through carriers like The Hartford, Chubb, Travelers, and Nationwide.
Our agents understand the coverage small businesses actually need and can build a package that protects you without overpaying.
Common business insurance coverages we help Arkansas companies with:
- General liability insurance: protects against third-party injury and property damage claims
- Workers’ compensation: covers employee injuries on the job (required for most AR employers with 3+ employees)
- Commercial property insurance: protects your building, equipment, and inventory
- Commercial auto insurance: covers vehicles used for business
- Errors and omissions (E&O) insurance: protects against professional mistakes
- Business owner’s policy (BOP): bundles general liability and property coverage at a better rate
Whether you run a contracting company in Fayetteville, a retail shop in Little Rock, or a professional services firm in Conway, we tailor coverage to your industry and your risks.
Why Arkansas Residents and Businesses Choose The Allen Thomas Group
We’re independent, we work for you. Unlike captive agents who represent one company, we shop your policy across multiple top-rated carriers to find the best combination of price and coverage.
Over 20 years of insurance experience. We’ve been helping families and businesses make insurance Smart and Easy for more than two decades. That experience across multiple states gives us a deep understanding of coverage needs, regulatory requirements, and how to get the best value from your policies.
Licensed in Arkansas and all 50 states. We hold active insurance licensing in Arkansas and serve clients across the country.
Real people, real service. You’ll work with licensed agents who explain coverage in plain language, respond quickly, and are here when you need help, not a call center or a chatbot.
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Get Insured Now With Our Licensed Arkansas Independent Insurance Experts From The Allen Thomas Group Today
Finding the right insurance in Arkansas shouldn’t be complicated.
Our licensed independent agents compare coverage from top-rated carriers to find you the best protection at the best price, for your home, your car, your family, and your business.
Frequently Asked Questions About Insurance in Arkansas
What is an independent insurance agency?
An independent insurance agency represents multiple insurance carriers instead of just one company. That means our agents compare quotes, coverage options, and prices from companies like Travelers, Progressive, Liberty Mutual, and more; then recommend the policy that best fits your needs and budget. We work for you, not the insurance company.
Why choose an independent agency over a captive agent?
A captive agent can only offer policies from their one company. An independent agent shops your coverage across multiple carriers to find better rates and more coverage options. If your current carrier raises rates or drops coverage, we can move you to a better option without you having to start over with a new agency.
What types of personal insurance do you offer in Arkansas?
We offer auto insurance, homeowners insurance, renters insurance, umbrella insurance, and life insurance for Arkansas individuals and families. Our agents compare quotes from multiple carriers to find the right coverage at competitive rates.
Do you offer business insurance in Arkansas?
Yes. We provide commercial insurance for Arkansas businesses including general liability, workers’ compensation, commercial property, commercial auto, errors and omissions, and business owner’s policies. Arkansas requires workers’ comp for most employers with three or more employees, we help you stay compliant and properly covered.
How many insurance carriers do you represent?
We represent many of the A+ Rated insurance carriers including Travelers, SafeCo, Liberty Mutual, The Hartford, Progressive, Chubb, and Nationwide. This gives our clients access to a wide range of coverage options and competitive pricing.
Can I get an insurance quote online for Arkansas?
Absolutely. You can start a free quote online right now, or call us directly at (440) 826-3676. One of our licensed agents will review your needs and provide personalized recommendations
Cities We Serve Throughout Arkansas
Alma
Arkadelphia
Batesville
Bella Vista
Benton
Bentonville
Blytheville
Bryant
Cabot
Camden
Clarksville
Conway
El Dorado
Fayetteville
Forrest City
Fort Smith
Greenwood
Harrison
Hope
Hot Springs
Jacksonville
Jonesboro
Little Rock
Magnolia
Maumelle
Monticello
Mountain Home
North Little Rock
Paragould
Pine Bluff
Rogers
Russellville
Searcy
Sherwood
Siloam Springs
Springdale
Stuttgart
Texarkana
Van Buren
West Memphis