Edina, MN Auto Insurance
Edina, an affluent, established inner-ring Hennepin County suburb, sits along Highway 100 and Highway 62 (Crosstown), where a multi-day westbound closure disrupted commuters after a pedestrian-bridge issue. The Allen Thomas Group is an independent, family-owned agency licensed to serve Edina and Hennepin County, and we compare 15+ A-rated carriers to build coverage that fits.
Carriers We Represent
Auto Insurance in Edina and Hennepin County
Highway 100 and Highway 62 (the Crosstown) both serve Edina, and a documented multi-day closure of westbound Highway 62 between I-35W and Highway 100 — due to a pedestrian-bridge issue — significantly disrupted local commuters.
As a dense, established inner-ring Hennepin County suburb, Edina's deer-vehicle collision exposure is low relative to more rural parts of the state. Edina is an affluent community, a real factor for coverage limits and vehicle-value considerations when structuring a policy.
How Much Does Auto Insurance Cost in Edina, MN?
One lower-confidence estimator cites roughly $139.07/month for Edina versus its own "national average" of $169.67/month, using different methodology than verified statewide data; we recommend defaulting to the Minnesota average of roughly $2,561/year for full coverage. The figures below are general guidance, not a quote.
Edina premiums are shaped by Highway 100/62 interchange traffic, the area's dense inner-ring suburban setting, and an affluent local vehicle mix. We help Edina drivers structure liability, comprehensive and collision coverage around those real local factors.
- Liability coverage meeting or exceeding Minnesota's 30/60/10 minimum
- No-Fault Personal Injury Protection (PIP), mandatory under Minnesota law
- Comprehensive coverage for winter weather damage
- Collision coverage for Highway 100 and Highway 62 (Crosstown) traffic
- Uninsured/Underinsured Motorist (UM/UIM) coverage
- Higher-limit coverage options reflecting Edina's affluent local vehicle mix
Why Edina Drivers Choose The Allen Thomas Group
The Allen Thomas Group is an independent, family-owned agency founded in 2003, with an A+ BBB rating and access to 15+ A-rated carriers. We are licensed to serve Minnesota and help Edina drivers navigate MN’s minimum liability requirements, uninsured motorist exposure, and the local risk factors that shape Hennepin County auto rates. Because we are independent, we advocate for you and compare carriers rather than representing a single company.
We are headquartered in Ohio and are not located in Edina, so we serve drivers across Hennepin County by phone, email and online. That lets us bring statewide market knowledge and carrier relationships to your policy without the constraints of a single local office.
Frequently Asked Questions
How much does auto insurance cost in Edina?
One lower-confidence estimator cites roughly $139.07/month, using different methodology than verified statewide data; we recommend defaulting to the Minnesota average of roughly $2,561/year for full coverage and getting a tailored quote.
Are you located in Edina?
No. The Allen Thomas Group is an independent, family-owned agency headquartered in Ohio and licensed to serve Minnesota, including Edina and Hennepin County. We work with local drivers remotely by phone, email and online.
What roads in Edina matter most for commuters?
Highway 100 and Highway 62 (the Crosstown) both serve Edina, and a documented multi-day westbound Highway 62 closure due to a pedestrian-bridge issue significantly disrupted local commuters.
What is Minnesota's minimum auto insurance requirement?
Minnesota requires minimum liability limits of 30/60/10 ($30,000 bodily injury per person, $60,000 per accident, $10,000 property damage), plus mandatory No-Fault Personal Injury Protection (PIP) of $40,000 and Uninsured/Underinsured Motorist coverage.
Is Edina an affluent community?
Yes, it's an established, affluent inner-ring Hennepin County suburb, a real factor for coverage limits and vehicle-value considerations.
Is deer-vehicle collision risk high in Edina?
No, generally low, given Edina's dense inner-ring suburban setting relative to more rural parts of Minnesota.
Get Edina Auto Coverage Built Around Real Local Risk
Let the Allen Thomas Group compare 15+ A-rated carriers to match your Edina policy with the liability, comprehensive and uninsured motorist protection that fits. Call (440) 826-3676 to talk through your coverage with an independent advisor.