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Pennsylvania Excavation Contractor Insurance

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Best Heavy Equipment Workers Compensation and Auto Insurance in Pennsylvania

Secure Your Pennsylvania Excavation Business: Essential Insurance Solutions Including Contractor Liability Insurance

Best Heavy Equipment Workers Compensation and Auto Insurance in Pennsylvania

According to recent reports, excavation accidents and lawsuits in Pennsylvania have skyrocketed, leaving uninsured contractors facing crippling financial burdens and legal consequences.

At The Allen Thomas Group, our core values revolve around helping excavation contractors like you secure the right insurance coverage to protect your business, employees, and clients.

As an independent insurance agency, we offer unbiased advice and access to multiple carriers, ensuring you get the best Pennsylvania Excavation Contractor Insurance tailored to your unique needs.

We’ll explore why The Allen Thomas Group is the top choice for excavation contractors in Pennsylvania, dive into the key coverages we offer, highlight the benefits of working with our experienced team, and show you how to get a free quote. 

Don’t wait until it’s too late—request your free Pennsylvania Excavation Contractor Insurance quote from The Allen Thomas Group today!

Table of Contents

Why Choose The Allen Thomas Group for Your Pennsylvania Excavation Contractor Insurance

Deep Local Expertise

What sets The Allen Thomas Group apart from other insurance providers?

Our team of experienced insurance brokers and advisors has over 20 years of experience working with Pennsylvania contractors.

We understand the unique challenges and risks you face in your daily operations, from digging trenches to grading land. 

Our team members hold industry-recognized certifications, such as Certified Risk Manager (CRM) and Construction Risk and Insurance Specialist (CRIS), ensuring you receive expert guidance.

Tailored Insurance Packages

How does The Allen Thomas Group create insurance solutions that fit your business like a glove?

We take the time to assess your individual needs, considering factors such as project types, equipment, and risk exposure. Our personalized approach means you get an insurance package that covers your specific requirements without paying for unnecessary extras. 

Competitive Rates & Multiple Carriers

Why settle for overpriced insurance or limited options?

The Allen Thomas Group has access to a wide network of insurers, allowing us to compare Pennsylvania Excavation Contractor Insurance rates and coverage from multiple carriers.

We work tirelessly to find you the best coverage at the most competitive prices, so you can focus on growing your business without breaking the bank.

Best Insurance Agency for Cost and Claims for Construction Companies in Pennsylvania

Key Coverages for Pennsylvania Excavation Contractors and Heavy Equipment Operators

General Liability Insurance

What happens if your excavation work accidentally damages a client’s property or injures a bystander?

General Liability Insurance protects your business against third-party claims for property damage and bodily injury. We’ll help you understand the coverage limits and offer additional options for high-risk projects. 

Plus, we’ll make sure you’re covered for completed operations, protecting you from claims arising from past work.

Commercial Auto Insurance

How can you protect your company vehicles and specialized equipment on the road and at job sites?

A Commercial Auto Insurance Policy covers your vehicles for transportation, hauling equipment, and on-site operations.

We’ll also help you navigate coverage options for on-site accidents involving employee or subcontractor vehicles.

Don’t forget about insuring your essential excavation equipment like bulldozers, backhoes, and trenchers—we’ve got you covered there too!

Equipment Insurance

What would happen to your business if your expensive excavation equipment was stolen, damaged, or lost?

Equipment Insurance is a must-have for Pennsylvania excavation contractors. We cover owned or leased equipment that’s crucial to your work, including:

  • Bulldozers
  • Excavators
  • Backhoes
  • Front-end loaders
  • Trenchers
  • Ditch witches
  • Vibratory plows
  • Dump trucks
  • Trailers

With Equipment Insurance from The Allen Thomas Group, you can rest easy knowing your machinery is protected against theft, damage, and loss.

Workers’ Compensation Insurance

Did you know that Workers’ Compensation Insurance is legally required for most Pennsylvania businesses?

This coverage is essential for protecting your employees in case of work-related injuries or illnesses. 

We’ll help you understand the covered medical expenses, lost wages, and rehabilitation costs, and ensure your business complies with state regulations set by the Pennsylvania Department of Labor & Industry.

Excavation and Contractors’ Pollution Liability

What if your excavation work accidentally damages underground utilities or causes an environmental spill?

Excavation and Contractors’ Pollution Liability Insurance is a critical coverage that protects your business from the costs associated with such incidents.

We’ll help you navigate coverage options for specific materials like asbestos or lead, and show you how this insurance can help you avoid hefty fines from the Pennsylvania Department of Environmental Protection.

Plus, we’ll discuss how this coverage can safeguard your reputation in the event of an environmental accident.

Optional Coverages

At The Allen Thomas Group, we understand that every excavation contractor has unique needs. That’s why we offer a range of optional coverages to round out your insurance package:

  • Inland Marine Insurance: Protects your valuable equipment during transport and storage.
  • Umbrella Insurance: Provides an extra layer of liability protection above your primary policies.
  • Commercial Property Insurance: This type of coverage protects the property that your excavating, grading, or earth-moving business has if you operate out of a physical location. If you have a physical location you should have this coverage. It covers losses to the physical structure and any equipment or machinery stored there.
Excavation business Insurance quote in Pennsylvania

Benefits of Working with The Allen Thomas Group

Risk Management Expertise

How can you lower your insurance premiums and prevent accidents on the job?

Our risk management experts will help you identify and mitigate excavation-specific risks, potentially saving you money on insurance costs.

We offer on-site safety consultations and training programs aligned with National Fire Protection Association (NFPA) standards.

Plus, our deep knowledge of Pennsylvania-specific regulations will help you stay compliant and avoid costly penalties.

Streamlined Insurance Quote Process

Why waste time jumping through hoops to get an insurance quote?

The Allen Thomas Group offers a user-friendly online quote system and efficient phone consultations to make obtaining Pennsylvania Excavation Contractor Insurance Quotes a breeze.

Our fast turnaround times are unmatched in the industry—we’ll get you the information you need quickly, so you can get back to your projects.

Dedicated Customer Support

What happens after you purchase your insurance policy?

At The Allen Thomas Group, we believe in building long-lasting relationships with our clients.

That’s why we assign a dedicated agent to your account, ensuring you always have a knowledgeable and friendly point of contact for all your insurance needs.

We’re here to support you every step of the way.

Tailored Insurance Solutions Built For Your Pennsylvania Excavation Business

Yes, It's Really That Easy

We know how frustrating and complex the process of finding the right excavation contractor insurance can be and how it can be difficult to get a certificate of insurance quickly.

Let us help craft a Pennsylvania business insurance policy that works for you.

Step 1: Assess

Tell us about your specific needs and we will find the right policy for you.

Step 2: Review

Review the results of our search.

Step 3: Service

We will walk you through your new policy step by step.

Get Excavating Contractors Insurance Coverage Now

It Just Takes A Few Clicks

Our happy customers
Hear Directly From Other Clients

Our Commercial Insurance Carrier Partners

WE HAVE PERSONAL CONTACTS WITH THESE TRUSTED A-RATED INSURANCE COMPANIES

That allows us to find the best rates for your business.

Get Excavation Insurance Coverage in Pennsylvania From The Allen Thomas Group

Don’t leave your excavation business exposed to financial losses, legal liabilities, and project delays.

Request your free Pennsylvania Excavation Contractor Insurance quote from The Allen Thomas Group today!

Simply fill out our online form by clicking on the button below or call us at (440) 826-3676 with some basic information about your company, including:

  • Business size
  • Types of projects you undertake
  • Equipment you own or lease
  • Estimated payroll (for Workers’ Compensation Insurance)

Our experienced agents will quickly provide you with a comprehensive quote tailored to your unique needs.

And remember, our strong partnerships with multiple insurance carriers mean we can secure the most competitive rates for your business.

People Also Ask

Get More Insights On Making The Right Insurance Decision For Your Excavation Company

Excavation contractors in Pennsylvania typically need General Liability Insurance, Commercial Auto Insurance, Equipment Insurance, Workers’ Compensation Insurance, and Excavation and Contractors’ Pollution Liability Insurance. Additional coverages, such as Inland Marine Insurance and Umbrella Insurance, may be recommended based on the contractor’s specific needs and risks.

The cost of excavation contractor insurance in Pennsylvania varies but typically ranges from $79 to $127 per month for a standard $1,000,000/$2,000,000 General Liability Insurance policy. However, the exact cost can depend on factors such as business location, size, payroll, experience, and prior losses.

Equipment Insurance protects your valuable excavation machinery, such as excavators, backhoes, and trenchers, against theft, damage, and loss. This coverage ensures that your business can continue operating without significant financial setbacks in the event of equipment-related incidents.

Communities In Pennsylvania We Serve Excavation Contractors In

Abington

Adams

Allentown

Allison Park

Altoona

Amity

Antrim

Ardmore

Aston

Baldwin

Bensalem

Bethel Park

Bethlehem

Bloomsburg

Bristol

Broomall

Buckingham

Butler

Butler

Caln

Carlisle

Carnot-Moon

Cecil

Center

Chambersburg

Cheltenham

Chester

Chestnuthill

Coal

Coatesville

College

Colonial Park

Columbia

Concord

Coolbaugh

Cranberry

Cumru

Darby

Derry

Dingman

Douglass

Dover

Doylestown

Drexel Hill

Dunmore

East Cocalico

East Goshen

East Hempfield

East Lampeter

East Norriton

Easton

East Pennsboro

East Stroudsburg

Easttown

East Whiteland

Elizabeth

Elizabethtown

Emmaus

Ephrata

Erie

Exeter

Fairview

Falls

Ferguson

Forks

Franconia

Franklin Park

Fullerton

Greene

Greensburg

Guilford

Hamilton

Hampden

Hampton

Hanover

Harborcreek

Harrisburg

Harrison

Hatfield

Haverford

Hazleton

Hempfield

Hermitage

Hershey

Hilltown

Hopewell

Horsham

Indiana

Jefferson Hills

Johnstown

King of Prussia

Kingston

Lancaster

Lansdale

Lansdowne

Lebanon

Lehigh

Lehman

Levittown

Limerick

Logan

Lower Allen

Lower Burrell

Lower Gwynedd

Lower Macungie

Lower Makefield

Lower Merion

Lower Moreland

Lower Paxton

Lower Pottsgrove

Lower Providence

Lower Salford

Lower Saucon

Lower Southampton

Loyalsock

Manchester

Manheim

Manor

Marple

McCandless

McKeesport

Meadville

Middle Smithfield

Middletown

Milford

Millcreek

Monroeville

Montgomery

Montgomeryville

Moon

Mountain Top

Mount Joy

Mount Lebanon

Mount Pleasant

Muhlenberg

Munhall

Murrysville

Nanticoke

Nether Providence

Newberry

New Britain

New Castle

New Garden

New Hanover

New Kensington

Newtown

Norristown

Northampton

North Fayette

North Huntingdon

North Lebanon

North Middleton

North Strabane

North Union

North Whitehall

Palmer

Patton

Penn

Penn Hills

Peters

Philadelphia

Phoenixville

Pine

Pittsburgh

Plum

Plumstead

Plymouth

Pocono

Pottstown

Pottsville

Radnor

Rapho

Reading

Richland

Ridley

Robinson

Ross

Rostraver

Salisbury

Sandy

Scott

Scranton

Shaler

Sharon

Shiloh

Silver Spring

Skippack

Somerset

South Fayette

South Lebanon

South Middleton

South Park

South Union

South Whitehall

Spring

Springettsbury

Springfield

Spring Garden

State College

St Marys

Stroud

Susquehanna

Swatara

Towamencin

Tredyffrin

Unity

Upper Allen

Upper Chichester

Upper Darby

Upper Dublin

Upper Gwynedd

Upper Macungie

Upper Merion

Upper Moreland

Upper Providence

Upper Saucon

Upper Southampton

Upper St Clair

Upper Uwchlan

Uwchlan

Warminster

Warrington

Warwick

Washington

Waynesboro

Weigelstown

West Bradford

West Chester

West Deer

West Goshen

West Hanover

West Hempfield

West Lampeter

West Manchester

West Mifflin

West Norriton

Westtown

West Whiteland

White

Whitehall

Whitemarsh

Whitpain

Wilkes-Barre

Wilkinsburg

Williamsport

Willistown

Willow Grove

Windsor

Worcester

Wyomissing

Yeadon

York