CA Energy Insurance
Industry-specific commercial coverage for energy businesses in California. Energy operations — oil & gas, solar, wind, utilities — carry catastrophic exposures requiring specialty markets: pollution, control of well, business interruption, equipment, and the contractual indemnity in every master service agreement.
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Energy insurance built for California businesses
Running a energy operation in California means specific exposures the right carrier needs to understand. We shop Travelers, Liberty Mutual, Cincinnati, Auto-Owners, Western Reserve Group, AmTrust, and 9+ more A-rated carriers to put a real GL, property, workers comp, and commercial auto package together.
The Allen Thomas Group has been licensed since 2003. We know which carriers price energy correctly and which to avoid for businesses operating in California.
Key energy exposures we address
- Pollution — site, transport, contractor pollution
- Control of well / blowout — oil and gas operations
- Equipment — turbines, pumpjacks, compressors, transformers
- Business interruption — high values, long lead times
- Contractual liability — MSAs in oilfield, EPC contracts
- Workers compensation — high-hazard class codes
- Pollution legal liability for legacy sites
Coverages we typically place
Energy Package
Pollution Liability
Control of Well
Equipment Breakdown
Workers Comp
Umbrella / Excess
Carrier appetite
Specialty markets — Berkshire, AIG, Liberty Mutual, Zurich, Beazley, Lloyd's syndicates.
Frequently Asked Questions
Do I need control of well if I'm not the operator?
Does GL cover pollution?
Ready for coverage that actually fits?
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