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CA Energy Insurance

Energy · California

CA Energy Insurance

Industry-specific commercial coverage for energy businesses in California. Energy operations — oil & gas, solar, wind, utilities — carry catastrophic exposures requiring specialty markets: pollution, control of well, business interruption, equipment, and the contractual indemnity in every master service agreement.

★★★★★ Independent agency since 2003·Licensed in 27 states·BBB A+ Rated
20+Years in Business
27States Licensed
15+A-Rated Carriers
A+BBB Rating

Shopping 15+ A-Rated Carriers For You

Energy insurance built for California businesses

Running a energy operation in California means specific exposures the right carrier needs to understand. We shop Travelers, Liberty Mutual, Cincinnati, Auto-Owners, Western Reserve Group, AmTrust, and 9+ more A-rated carriers to put a real GL, property, workers comp, and commercial auto package together.

The Allen Thomas Group has been licensed since 2003. We know which carriers price energy correctly and which to avoid for businesses operating in California.

Key energy exposures we address

  • Pollution — site, transport, contractor pollution
  • Control of well / blowout — oil and gas operations
  • Equipment — turbines, pumpjacks, compressors, transformers
  • Business interruption — high values, long lead times
  • Contractual liability — MSAs in oilfield, EPC contracts
  • Workers compensation — high-hazard class codes
  • Pollution legal liability for legacy sites

Coverages we typically place

Energy Package
Combined GL, property, control of well, pollution, business interruption.
Pollution Liability
Site, transport, contractors pollution liability.
Control of Well
Blowout costs, redrill, seepage and pollution from well.
Equipment Breakdown
Turbines, transformers, pumps, compressors.
Workers Comp
Specialty markets for oilfield, utility, renewable.
Umbrella / Excess
$10M-$50M+ for E&P operations.

Carrier appetite

Specialty markets — Berkshire, AIG, Liberty Mutual, Zurich, Beazley, Lloyd's syndicates.

Frequently Asked Questions

Do I need control of well if I'm not the operator?
Working interest owners share well control exposure — review the JOA carefully. Non-operating interests often need their own coverage.
Does GL cover pollution?
Standard GL excludes most pollution. You need standalone pollution liability. Operators of E&P also need control of well.

Ready for coverage that actually fits?

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