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Access Precise Montana Energy Company Insurance From The Allen Thomas Group Insurance Agency

The Allen Thomas Group brings 20 years of specialized insurance experience to Montana’s energy companies.
We know the specific risks your oil, gas, and solar energy operations face because we work with companies like yours every day.
Our energy insurance solutions protect your business assets, workers, and future growth.
Get your free insurance quote today.
Table of Contents
We Provide Customized Insurance For The Following Energy Sector Companies in Montana
- Traditional Energy
- Renewable Energy
- Energy Supply Chain
- Energy Support Services
Why Energy Companies Need Specialized Insurance?
Montana energy operations face unique risks that standard business insurance doesn’t cover.
Here’s what makes energy operations different:
Geographic Risks
Harsh climate, remote locations, and challenging terrain create specific operational risks.
Winter storms, spring floods, and summer wildfires threaten equipment and operations.
Your insurance must account for these Montana-specific conditions.
Regulatory Requirements
The Montana Public Service Commission and Department of Environmental Quality mandate specific coverage levels.
Companies must meet both state and federal regulations. Non-compliance can shut down operations.
Equipment Protection
Specialized power generation equipment like drilling rigs, wind turbines, and solar arrays need specific coverage.
Standard property insurance won’t cover these multi-million dollar assets.
The Montana Petroleum Association reports equipment damage as a top financial risk.
Environmental Liability
Oil spills, gas leaks, and other environmental incidents create massive financial exposure.
The Board of Oil and Gas requires proof of environmental coverage.
Clean-up costs can reach millions without proper protection.
Workforce Safety
Energy work ranks among the most dangerous jobs.
Workers’ compensation claims in the energy sector average 30% higher than other industries.
Proper coverage protects both workers and company finances.
Supply Chain Disruption
Remote operations depend on reliable supply chains.
Weather, road conditions, and equipment failures can halt production.
Business interruption coverage keeps revenue flowing during shutdowns.
Cyber Threats
Modern energy operations rely on computer systems.
Hackers target companies through SCADA systems and smart grid technology.
Cyber coverage protects against these growing threats.
Types of Insurance Coverage for Energy Industry
Protect you company with insurance designed for your specific needs. We build custom coverage packages that protect your assets, employees, natural resources, and future growth.
Our team knows the energy sector and can help suggest coverage options regarding your business.
Our general liability coverage addresses the specific risks companies face. From site visitors to equipment delivery, we protect against third-party claims. The policy covers property damage, bodily injury, and legal costs.
We structure coverage around your actual operations, not generic business templates. This means protection that fits your real work environment and activities.
All-Risk Property Insurance
Your company assets need complete protection. This type of property insurance covers buildings, equipment, and inventory against physical loss or damage.
From wellheads to solar panels, we protect the physical backbone of your operations.
The coverage includes natural disasters, accidents, and other risks specific to Montana’s climate and terrain.
We work with the Montana Public Service Commission standards to ensure your coverage meets all regulatory requirements while protecting your valuable assets.
Your workforce powers your success. Workers compensation insurance protects employees across all energy operations.
From field workers to office staff, we provide coverage that exceeds state minimums.
The policy includes:
- Medical treatment costs
- Lost wage replacement
- Rehabilitation services
- Death benefits
Our workers comp coverage goes beyond basic requirements.
We include specialized protection for oil field workers, renewable tech installers, and maintenance crews.
Each policy meets Montana Workers’ Compensation Board standards while providing extra protection for your team.
Special Energy Insurance in Montana
The Montana energy sector needs custom protection beyond standard business insurance. Our specialized coverage protects against well blowouts, environmental incidents, equipment failure, and regulatory compliance issues.
We cover unique risks in oil, gas, renewable operations, and power generation across Montana’s diverse operational environments.
When operations stop, costs continue. Our business interruption insurance keeps your company running during unexpected shutdowns.
Whether it’s equipment failure, supply chain issues, or natural disasters, we help maintain your cash flow.
The coverage includes lost revenue, fixed costs, and extra expenses needed to resume operations. We structure policies around your specific revenue patterns and operational needs.
Modern energy operations face digital threats. Our cyber coverage protects against data breaches, system failures, and cyber attacks.
We understand how SCADA systems and smart grid technology create new vulnerabilities for companies.
The policy covers data recovery, business losses, and regulatory penalties from cyber incidents. Your protection includes regular updates to match new digital threats in the energy sector.
Oil spills, gas leaks, and other environmental incidents create massive financial exposure.
The Board of Oil and Gas requires proof of environmental coverage. Clean-up costs can reach millions without proper protection.
Energy businesses provide expert services that need specific protection.
Our professional liability coverage protects against claims related to consulting, design work, and technical recommendations.
Whether you’re designing solar installations or providing drilling expertise, professional liability insurance has got you covered.
Your company’s leadership needs protection too. Our D&O coverage shields board members and executives from personal liability.
The policy covers management decisions, regulatory compliance, and shareholder concerns specific to the energy sector.
This protection extends to decisions about environmental compliance, safety protocols, and business strategy. Your leaders can make confident choices knowing they have solid protection.
Companies rely on vehicle fleets to support their operations.
Our commercial auto insurance covers specialized vehicles from pickup trucks to heavy equipment transporters.
The coverage extends across remote work sites, oil fields, and wind farms.
We protect against:
- Vehicle damage and collisions
- Cargo and equipment in transit
- Driver liability
- Loading/unloading incidents
- DOT compliance requirements
- Multi-state operations
Each policy meets the State Board of Insurance standards while covering the unique risks of energy sector vehicles.
Beyond Standard Energy Sector Coverage
We structure coverage for specialized equipment, transportation fleets, and environmental compliance. The Montana Department of Environmental Quality updates regulations regularly – our policies stay current with these changes.
Our coverage goes beyond typical business insurance because companies face unique challenges. We protect against risks from exploration through production, including specialized equipment, transportation, and environmental concerns.
Environmental Risk Management
Environmental regulations change fast in the energy sector. Our team tracks requirements from the Montana Board of Oil and Gas Conservation and the Department of Environmental Quality.
We structure policies to meet both current standards and anticipated regulatory changes.
We help you stay ahead of compliance requirements while protecting against environmental problems.
Your tailored policy includes coverage for cleanup costs, third-party claims, and regulatory changes that might affect your operations.


The Allen Thomas Group Advantage
The Montana energy industry needs an insurance partner who understands local conditions and industry-specific risks.
When you join us, we honor our partnership with you and protect your operations with the best policies.
Our deep knowledge of both traditional and renewable energy operations helps us create the right coverage for your insurance needs.
We maintain strong relationships with the Montana Energy Industry Association and other key organizations to stay current on industry trends and requirements.
This knowledge and insight translates into better protection for your oil and gas or alternative energy company in the U.S.
Whether you’re a pipeline operator or contractor in Great Falls, we work with top carriers to offer general liability and commercial property coverage required by law for your LLC – plus additional protection that may be required to help cover you against potential problems.
Our unique solutions help shape insurance coverage that fits your lease requirements and policy limits – from protecting every appliance to guarding against problems that could arise when moving the one-third of your equipment across work sites.
Protection Built for Montana Energy Operations
Nation’s oil and gas companies operate in some of the most challenging conditions.
As top brokers in the state, we provide comprehensive coverage ranging from basic property protection to specialized environmental risk policies.
Our team studies each company’s specific operations to build protection that fits both current needs and future expansion plans.
Our regional focus means we understand the specific challenges of operating in diverse terrain.
From the Bakken formation to the wind corridors of the eastern plains, we match coverage to your location’s specific risks. Your policy can cover the risks as your operations grow.
Energy Insurance Solutions Customized For You
Yes, It's Really That Easy
We know how frustrating and complex the process of finding the right insurance can be and how it slows down your ability to power your future. Let us help craft a policy that works for you.

Tell us about your specific needs and we will find the right policy for you.

Review the results of our search.

We will walk you through your new policy step by step.
We’ve helped thousands of Businesses Just Like You
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Protect Your Energy Operations in Montana - Start A Quote Now
Your Montana company deserves protection built on real industry knowledge.
The Allen Thomas Group brings 20 years of experience protecting companies like yours.
When you call (440) 826-3676, you’ll speak with an agent who knows the difference between a drilling rig and a wind turbine – and understands the specific risks each faces.
We look at your exact operations, from field equipment to office space, so our clients get the coverage they need.
No cookie-cutter policies, no generic solutions.
Just straight talk regarding clients’ business and designing policies accordingly.
Let’s talk about keeping your company strong and your operations running smoothly with an insurance program that works as hard as you do.
Contact us and request a quote from our Energy insurance specialists now.
Montana Cities We Serve
Anaconda
Belgrade
Billings
Bozeman
Butte
Evergreen
Great Falls
Havre
Helena
Kalispell
Livingston
Lockwood
Miles City
Missoula
Whitefish