MT Nonprofits Insurance
Industry-specific commercial coverage for nonprofit businesses in Montana. Nonprofits face exposures most agents underprice — volunteer liability, abuse and molestation if you serve youth, D&O for the board, fundraising event exposure, and the workers comp class codes for staff vs volunteers.
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Nonprofit insurance built for Montana businesses
Running a nonprofit operation in Montana means specific exposures the right carrier needs to understand. We shop Travelers, Liberty Mutual, Cincinnati, Auto-Owners, Western Reserve Group, AmTrust, and 9+ more A-rated carriers to put a real GL, property, workers comp, and commercial auto package together.
The Allen Thomas Group has been licensed since 2003. We know which carriers price nonprofit correctly and which to avoid for businesses operating in Montana.
Key nonprofit exposures we address
- Directors and officers — board liability, governance
- Volunteer liability — injuries to and by volunteers
- Abuse and molestation — youth-serving organizations
- Special events — fundraisers, 5Ks, galas
- Premises — facility, parking, special-needs accommodations
- Cyber — donor data, financial information
- Employment practices
Coverages we typically place
D&O
GL with Volunteers
Abuse and Molestation
Special Events
Cyber
Property and BOP
Carrier appetite
Philadelphia, Travelers, Cincinnati, Nonprofits Insurance Alliance (NIA), Church Mutual, GuideOne.
Frequently Asked Questions
Are board members personally liable?
Are volunteers covered under our GL?
Ready for coverage that actually fits?
Free quote in 5 minutes. Or call us directly. Either way, you'll know you got a fair deal.