Commercial property insurance covers essential business needs unique to South Carolina’s diverse economy. It covers the building and business personal property from risks that could devastate operations without proper coverage.

Our insurance solutions address both common and region-specific threats your business faces throughout the state.

The state’s coastal regions present distinct challenges for commercial building owners. Property damage from hurricanes and tropical storms threatens businesses from Myrtle Beach to Charleston.

Coverage may include special provisions for windstorm protection, and we’ll help you determine appropriate insurance for coastal locations. We understand how property insurance covers these specific risks.

Inland businesses face their own set of challenges that property insurance must address. 

From Columbia’s summer storms to Greenville’s winter weather, a property insurance policy may need specific endorsements to fully secure your business.

The right commercial property coverage safeguards against damage caused by severe weather, while business interruption insurance protects you from loss of income when your business is temporarily closed for repairs being made.

Crime presents another risk that property insurance must address. Property insurance also covers losses from theft, vandalism, and other criminal acts.

Our insurance group helps identify potential security weaknesses before they lead to loss. Coverage can be purchased to protect high-value inventory and fixtures, while additional options guard against cyber threats.

Fire remains a significant concern for all commercial properties. When fire damage strikes, commercial property policy covers both direct property damage and consequential losses. Business income insurance provides crucial support when your business is closed during reconstruction.

Our South Carolina business insurance agents ensure your coverage includes replacement cost provisions for damaged property restoration.

The manufacturing sector needs specialized commercial property insurance policies.

Coverage may extend to specialized equipment, raw materials, and finished goods.

Property insurance provides coverage for the building and its contents, while inland marine policies protect goods in transit. 

We’ll help secure the appropriate insurance for your specific manufacturing needs.

The hospitality industry requires tailored property coverage.

Hotels, retail stores,  restaurants, and entertainment venues face unique risks that standard business property insurance might not fully address.

Our commercial insurance policies include food spoilage, equipment breakdown, and business personal property used by guests.