Building your dreams takes a lot of work, money, and preparation. Protecting them is just as important, and The Allen Thomas Group can help you do it.
Our independent, locally-owned insurance agency serving Painesville, Ohio offers a wide range of personal, commercial, and life insurance policies to keep you, your family, and your dreams safe from uncertainties.
Whether you’re building a business, family, or both, our experienced agents can guide you through the selection process and protect your most important assets.
Contact us now, and we’ll help you build the perfect insurance coverage that compliments your goals.
Secure Your Dreams and Goals With a Personalized Insurance Coverage
If you’ve spent hours searching for a reliable “insurance agent near me,” your search has finally come to an end. At the Allen Thomas Group, our Ohio insurance agents carefully take the time to understand your situation, goals, needs, and risks and then tailor an insurance policy that fits your unique situation.
Your dedicated licensed financial advisor will sift through countless insurance products to find the perfect one that fits your lifestyle and gives you security and peace of mind.
We Are With You From Start To Finish
Everybody has aspirations in life. Whether it’s to establish a commercial empire, build a close-knit family, or reap professional success, preparation is vital to ensure your goals see the light of day.
The Allen Thomas Group Insurance Agency will help you make the best decisions to achieve your goals and protect you when life throws a curveball.
We work with leading insurance carriers to provide reliable and comprehensive coverage that best suits your business or personal needs. With our expertise, we’ll take care of all the technical aspects so that you can focus on fulfilling your big goals.
Personal And Business Insurance Solutions in Painesville, Ohio Customized For You
We know how frustrating and complex the process of finding the right insurance can be .
Let us help fix it for you in 3 easy steps!
Tell us about your specific needs and we will find the right policy for you.
Review the results of our search.
We will walk you through your new policy step by step.
Contact Us Today For Free To Get Started
Lower premiums don’t have to mean less coverage. You just need a trusted agent in Painesville, Ohio who knows where to look.
Our Comprehensive Coverage Options
These days, securing a car is more vital than ever, and keeping it protected is just as important. With auto insurance, you can safeguard your investment against unprecedented risks like accidents, theft, and natural disasters.
Our team of reliable, independent insurance agents will help you get the most suitable and cost-effective policy for your vehicle.
Your home is the place where your family can find safety and comfort. Protect your property from the uncontrollable risks of natural disasters and keep it a place of security and solace with a quality and comprehensive homeowners insurance policy. Our licensed advisors can help you find the best deal for your budget.
Preparing for your death doesn’t need to be a morbid affair. Make sure your loved ones are cared for in the future with a comprehensive life insurance policy.
Our Painesville agents can guide you through the process of purchasing coverage that best suits your needs and the dream you have for your family.
Start building your dream business with confidence. From protecting your company’s property to offering liability protection and more, we’ll be your partner toward success.
Frequently Asked Questions
Get More Insights On Making The Right Insurance Decision For You Family and Your Business
Risks are inherent to businesses regardless of their size and type. As you start building and growing your business, the level of risk grows proportionally. Because of this, having a financial safety net, like business insurance, protects you from significant financial losses that may affect your business.
It also helps you secure your assets, gain customer trust, and fulfill any legal requirements set by the government or other regulatory bodies. With the right insurance coverage, you can rest assured knowing your business is well-protected.
With that said, here are some of the policies we provide from leading carriers.
If you’re running a business, liability coverage is crucial. Your policy should cover general liability, professional liability (errors and omissions insurance), directors and officers liability, cyber liability, employment practices liability, liquor liability, and many more. This adds a layer of protection in case anything goes awry.
Cyber-data Compromise Coverage
As technology advances and businesses rely on them for convenience, the risks you must be aware of start to increase. Securing cyber-data compromise coverage is vital if you’re building a digital company or using advanced apps to collect customer data. This coverage protects your business from criminal hackers or other malicious intruders.
If you want to build a local business with a physical store and deliver your products and services with a fleet of delivery vehicles, then you need to ensure they’re protected. Our experienced agents can help you choose the best commercial auto insurance policy for your business.
If you want to establish a new location for your business or expand your current office, you must ensure your construction projects are adequately protected. The success of a construction project relies on an efficient risk management system. Builders’ risk coverage protects all materials and construction costs from unexpected events like theft, fire, or storm damage.
Protecting your employees is essential for the success of any business. Workers’ compensation insurance policies protect against workplace accidents and injuries, especially in hazardous industries. This ensures your employee will receive proper medical treatment and secure a source of income while they recover.
A stop-gap insurance policy complements a workers’ compensation policy. It provides a special exemption in case of gaps between when your employee’s medical bills start to pile up and when they will receive their compensation benefits. This coverage helps bridge that gap without leaving you with significant financial risks.
If you’re running a manufacturing company, automotive, or other businesses requiring machinery, you must ensure that the equipment is covered in case of breakdowns or malfunctions. Equipment breakdown coverage protects your business from any damages or losses related to mechanical issues, motor burnout, power outages, etc.
Building or commercial property insurance coverage can help protect your business premises and assets, such as furniture, computers, equipment, and more. This coverage provides reimbursement or repair in the event of a fire, theft, flood, storm damage, or other natural disasters.
Loss of Income
The tricky thing about starting a business is that you can’t really tell where it’s going in the future. The best you can do is to provide your business with the right protection. Loss of income insurance will cover any losses due to property damage, power outages, or other unexpected events that can disrupt your operations and profitability.
As a business owner, you’re prone to fraud, embezzlement, and other criminal activities. With comprehensive business crime insurance coverage, you can protect your business from losses due to employee or third-party theft, robbery and cash protection, computer fraud, and more.
Basic commercial property insurance coverage protects physical assets found in your main office. However, this doesn’t guarantee coverage for transported materials, items stored in an off-site warehouse, or assets transported to a different branch. Inland marine insurance provides coverage for these items and helps protect businesses from losses related to transportation, theft, or damage of goods.
Similar to equipment breakdown coverage, a contractor’s equipment insurance covers accidents, theft, or damage to machinery used by independent contractors and other associated professionals. Businesses that rely on third-party services must ensure their contractors have the right equipment coverage.
Surety bond insurance policies are a form of financial protection for businesses. This coverage adds an extra layer of security for clients and other stakeholders if the company fails to provide goods or services as promised. This protects the business owners from expensive liabilities and legal action in case of disputes or financial losses arising from the project.
Business Owners Policy (BOP)
Think of a business owner’s policy insurance as an Easter egg of business insurance products. This type of coverage combines all essential property and liability insurance needs into one policy, and it provides business owners comprehensive operational and liability coverage at a practical price point.
Businesses hold important events on a large scale. Whether you want to promote a new product, expand your connections, or attract a new customer base, you must protect your business in case of any unfortunate incidents. Special event insurance can cover liability, property damage, and more during these events.
Personal insurance coverage can protect you and your family from sickness, accidents, death, and other unexpected matters.
On the other hand, business insurance coverage can protect you from losses related to property damage or theft of goods. Insurance coverage is essential to ensure you’re prepared when life throws curveballs.
With a customized insurance policy from The Allen Thomas Group, you have to pay premiums to your insurance provider regularly.
The amount you pay will depend on the type of policy and coverage you choose. In exchange, your insurer agrees to cover any financial losses or liabilities caused by accidents or events covered by the policy.
Your premium will be allocated to different funds like the insurance company’s reserve fund or investment portfolio. If an incident occurs and you make a claim, your insurer will cover the damages up to your chosen coverage.
You may scale up or down, depending on your budget and the level of coverage.
Insurance prepares and protects you from unforeseen circumstances that may interfere with your goals.
Having the right coverage allows you to stay focused on achieving your objectives while being secure in knowing that any damage or losses won’t significantly affect you. Insurance minimizes or eliminates risks and financial burdens, so you can continue living your dream life.
The limitations of your insurance policy depend on what type of coverage you purchase. For example, some business insurance may not cover all foreseen incidences or may not scale with your business in the future. In this case, you might need to add additional coverage for a more comprehensive risk management strategy.
At the Allen Thomas Group, we carefully analyze all matching insurance plans to ensure you have the best coverage for your needs without limitations.
We’ve helped thousands of Clients Just Like You
“I am so pleased to finally find a knowledgeable, responsive insurance agency, that places a high emphasis on customer service. My experience with The Allen Group has been incredible and like non other. I highly recommend Megan. They are truly invested in helping the customer. They make my life easier. Five stars!!”
“I placed a call into ATG and expressed my concern with my current insurance company. Joe and his team answered all my questions and were quick to get me an insurance quote. Not only did they save me some money, they were able to provide me with more services and more coverage. It was such a smooth transition to switch insurance companies I could not believe it. Highly recommend them!!!!”
“I worked with Joe for my insurance needs. I found him to be pleasant, informative, and very responsive. He also did a great job answering all my questions.”
Our Carrier Partners
That allows us to find the best rates for your personal and business needs in Painesville, OH
Get The Insurance Coverage You Need For Yourself and Your Family in Painesville, Ohio
Uncertainties and changes remain constant in life. One day you’re living the dream, and the next, you’re dealing with a financial crisis.
Now that you’re earning a stable income with the capacity to supply for your goals and family in the future, it’s the best time to start investing in insurance and other financial safety nets.
The Allen Thomas Group is committed to providing personalized services best suited for you, your family, or your business.
We’ll work with you to identify where you are right now and where you want to be in the future and then develop a plan to make your dream come true.
Contact us today and get a free consultation with our team of proficient and reliable insurance advisors in Painesville, Ohio to curate the perfect plan for your needs.