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Tailored New York Energy Insurance From The Allen Thomas Group Agency Insurance Agency

The Allen Thomas Group brings over 20 years of specialized experience in energy sector insurance to companies across New York State.
We understand the complex requirements of power generation facilities, renewable energy projects, and traditional energy operations.
As a licensed independent insurance agency serving New York, we work for you, not insurance carriers, to find the right energy business insurance coverage at competitive rates.
Whether your business is upstream, midstream, or downstream, we tailor solutions to meet your type of energy industry.
Our insurance products protect New York energy companies through comprehensive coverage designed for your specific operational needs.
Table of Contents
We Provide Customized Insurance For The Following Energy Sector Companies in New York
- Traditional Energy
- Renewable Energy
- Energy Supply Chain
- Energy Support Services
Why NY Energy Businesses Need Insurance?
The New York energy industry faces unique risks that standard business insurance policies don’t address.
Power generation facilities, utility operations, and distribution networks across the Empire State require specific coverage types to protect against operational disruptions, environmental incidents, and regulatory compliance issues.
New York companies operate complex systems within NYISO’s interconnected grid.
Power generation equipment failures can create widespread service disruptions from Manhattan to Buffalo. Environmental regulations from the NY Department of Environmental Conservation demand specific liability coverage for potential incidents.
Modern cyber threats target critical NY energy infrastructure, putting both operations and ConEd customer data at risk. Severe weather events, from coastal storms to lake-effect snow, threaten infrastructure stability.
Insurance Solutions for New York's Energy Businesses
The New York energy landscape demands specialized insurance protection. Our team works with energy companies across the state, from solar energy installations in the Hudson Valley to hydroelectric facilities in the Adirondacks.
We partner with operators of all sizes, from Fortune 1000 companies to independent power producers, utility service contractors, and renewable energy developers.
The New York Independent System Operator (NYISO) requirements shape the operational standards for energy companies, and our coverage options reflect these specific needs. Our risk engineering team brings industry-leading expertise to both traditional and green energy projects.
New York energy companies require specialized general liability coverage that addresses unique exposures across the state’s diverse power generation landscape.
From Hudson Valley solar installations to Western New York wind farms, operations face distinct third-party risks.
The NY Public Service Commission’s strict operational standards influence liability requirements.
The policy protects against public access incidents at facility perimeters, contractor operations on site, and potential impacts to neighboring properties.
Coverage extends to both urban exposures in NYC’s dense infrastructure and rural operations across upstate territories.
All-Risk Property Insurance
Power generation equipment requires comprehensive all-risk property insurance.
We structure energy insurance solutions to protect critical infrastructure, from wind turbines and solar arrays to transmission equipment and control systems.
Our all-risk coverage extends from catastrophic events to mechanical breakdowns, including business interruption costs.
The New York Power Authority (NYPA) standards influence equipment specifications, and our policies align with these technical requirements while protecting your assets.
Energy sector operations present unique workplace safety challenges. Energy industry keeps workers secure with workers’ compensation coverage.
The policies cover injuries related to high-voltage equipment, confined space entry, and heights work. We help protect your employees with risk management guidance and claims advocacy. Whether your business operates upstream, midstream, or downstream, we provide broad form coverage for your workforce.
Our comprehensive coverage protects both employees and vehicles across your entire energy operation, from maintenance crews servicing wind turbines to transport fleets delivering equipment.
Special Energy Insurance Coverage for Emerging Technologies
The New York energy landscape continues to evolve with new technologies. We structure coverage for specific risks in areas like hydrogen production, carbon capture, and smart grid systems.
There is no one-size-fits-all so we design a broad range of policies that adapt to changing operational models and regulatory frameworks. Our risk engineering team monitors industry developments to anticipate future exposures.
Energy production disruptions affect both your company and the communities you serve.
Our business interruption coverage helps maintain financial stability during operational downtime. The policies cover revenue losses from equipment failures, natural disasters, or regulatory shutdowns.
We factor in seasonal demand variations and NYISO market conditions when structuring this coverage. Whether it’s a solar power facility or biogas operation, we understand your exposure to production losses.
Modern energy infrastructure relies on digital control systems.
Our cyber liability coverage protects oil and gas and renewable energy companies against data breaches, system failures, and cyber attacks.
The policies cover both first-party losses and third-party claims. We understand your business and the intersection of operational technology and information systems in power generation facilities.
From Fortune 1000 utilities to independent operators, our specialized property programs guard against cyber exposures.
New York’s Department of Environmental Conservation (DEC) regulations set strict standards for energy operations.
Our environmental liability coverage protects energy groups against pollution events, cleanup costs, and third-party claims.
We structure policies to address both sudden incidents and gradual environmental impacts.
The coverage includes protection for soil contamination, water pollution, and air quality issues that might affect neighboring properties.
Our pollution liability programs extend to both onshore and offshore energy operations.
Professional liability insurance protects New York energy companies against claims arising from professional services, engineering decisions, and technical advice.
Coverage addresses errors in power generation calculations, grid interconnection designs, and NYISO compliance consulting.
Energy consultants advising on NYSERDA projects need protection against claims of faulty recommendations or missed regulatory requirements.
Coverage extends to renewable energy design services, power purchase agreement negotiations, and NY Clean Energy Standard compliance advice.
Directors and Officers liability insurance safeguards leadership teams at New York energy companies against claims from shareholders, regulators, and stakeholders.
Coverage protects board decisions related to CLCPA compliance, renewable energy transitions, and capital investment strategies.
D&O policies address regulatory investigations by the NY Public Service Commission and securities matters for NYSE-listed energy companies. Coverage extends to decisions about infrastructure investments, rate case management, and environmental compliance.
Policy protection includes defense costs for claims related to financial reporting, merger activities, and corporate governance.
Energy company executives need coverage for decisions about grid modernization, carbon reduction strategies, and ESG initiatives.
We understand the New York Department of Transportation requirements for energy sector vehicles.
Our commercial auto coverage extends to both onshore and offshore operations.
Risk Management Services for Energy Industry
Our risk engineering team helps prevent losses before they occur. We analyze your operations, identify potential hazards, and recommend mitigation strategies.
The service includes compliance reviews, safety program assessments, and emergency response planning. We help you maintain good standing with both insurance carriers and regulatory agencies.
When developing protection strategies, we must consider both current risks and emerging threats. Our featured insights into NY energy sector trends guide our recommendations for your coverage.
Our risk management services help cover everything from biomass facilities to hydroelectric operations.
Claims Support and Advocacy
In the event of a loss, our claims team provides prompt attention and expert handling. We serve as your advocate throughout the claims process, working directly with adjusters and carriers.
We advocate for our clients’ interests during damages in connection with any loss or claim, ensuring swift resolution and fair settlements.
Our team understands technical energy industry terminology and equipment specifications.
We help document losses, coordinate inspections, and ensure fair claim resolutions.
Regulatory Compliance Support
New York energy companies face complex regulatory requirements. We help you maintain proper insurance documentation for state agencies and project financiers.
The coverage certificates meet NY Public Service Commission standards and utility interconnection requirements.
Our team tracks policy renewal dates and regulatory changes that affect your needs.
From upstream energy operations to renewable projects, we ensure broad form compliance.
Cost Management Strategies
Energy industry insurance represents a significant operational expense.
We help control costs through careful risk assessment and carrier selection. The process includes analyzing deductible options, reviewing loss history, and identifying premium reduction opportunities.
Whether your business focuses on solar power or power plants run on traditional energy production, we leverage our relationships with top-rated carriers to secure competitive rates.


Renewable Energy Project Insurance
The Climate Leadership and Community Protection Act (CLCPA) has accelerated renewable energy development across New York.
Our insurance packages support wind turbine installations, solar farms, and battery storage facilities.
The coverage includes construction phases, operational risks, and performance guarantees.
We work with NYSERDA-approved contractors and understand specific requirements for state-funded green energy projects.
Our risk team brings industry-leading expertise to protect your renewable investments, from solar panels to harvesting equipment.
Energy Insurance Solutions Customized For You
Yes, It's Really That Easy
We know how frustrating and complex the process of finding the right insurance can be and how it slows down your ability to power your future. Let us help craft a policy that works for you.

Tell us about your specific needs and we will find the right policy for you.

Review the results of our search.

We will walk you through your new policy step by step.
We’ve helped thousands of Businesses Just Like You
Our Carrier Partners
That allows us to find the best rates for your energy company









Get a Free Insurance Quote for Your Energy Companies Needs in New York
Our casualty insurance solutions protect New york energy operations with coordinated coverage across jurisdictions.
Your company receives the best insurance advice from our specialized service team.
A dedicated account manager coordinates all aspects of your insurance program. The team includes risk management specialists and claims advocates.
The Allen Thomas Group brings proven risk management expertise to the New York energy industry.
Let us put our knowledge to work to protect your energy business with insurance products and services designed to meet your requirements.
Get a free quote today and get insured with comprehensive coverage for your unique risks.
Contact us today at (440) 826-3676 for a free energy insurance quote.
Frequently Asked Questions
Get More Insights On Making The Right Insurance Decision For Your Energy Company
How much does energy industry insurance cost in New York?
Generally, businesses in the energy sector in New York may expect to pay anywhere from $5,000 to over $100,000 annually for comprehensive insurance solutions, depending on their operational scale and risk profile.
What are the insurance requirements for NYSERDA-funded energy projects?
NYSERDA-funded projects must maintain specific insurance limits for general liability, workers’ compensation, and professional liability. Environmental coverage requirements vary based on project type and location.
What insurance coverage do solar and wind energy projects need?
Renewable energy projects require builder’s risk during construction, all-risk property for equipment, business interruption for production losses, and general liability for third-party claims. Environmental liability and performance guarantee coverage protect against specific renewable energy exposures.
New York Cities We Serve Energy Companies
Albany
Amherst
Amsterdam
Arcadia
Auburn
Aurora
Baldwin
Batavia
Bay Shore
Beacon
Bedford
Beekman
Bellmore
Bethlehem
Bethpage
Binghamton
Blooming Grove
Brentwood
Brighton
Brookhaven
Brooklyn
Brunswick
Buffalo
Carmel
Centereach
Central Islip
Cheektowaga
Chili
Cicero
Clarence
Clarkstown
Clay
Clifton Park
Cohoes
Commack
Copiague
Coram
Cornwall
Cortland
Cortlandt
Deer Park
Depew
De Witt
Dix Hills
Eastchester
East Fishkill
East Greenbush
East Islip
East Massapequa
East Meadow
East Northport
East Patchogue
Eggertsville
Elmira
Elmont
Endicott
Evans
Fallsburg
Farmington
Farmingville
Floral Park
Fort Drum
Franklin Square
Freeport
Garden City
Gates
Geddes
Geneva
German Flatts
Glen Cove
Glens Falls
Glenville
Gloversville
Grand Island
Greece
Greenburgh
Greenlawn
Guilderland
Halfmoon
Hampton Bays
Harrison
Hauppauge
Hempstead
Henrietta
Hicksville
Highlands
Holbrook
Holtsville
Huntington
Huntington Station
Hyde Park
Irondequoit
Islip
Ithaca
Jamestown
Jericho
Johnson City
Kenmore
Kent
Kingsbury
Kings Park
Kingston
Kiryas Joel
Lackawanna
La Grange
Lake Ronkonkoma
Le Ray
Levittown
Lewisboro
Lindenhurst
Lockport
Long Beach
Lynbrook
Lysander
Malta
Mamaroneck
Manhattan
Manorville
Massapequa
Massapequa Park
Mastic
Mastic Beach
Medford
Melville
Merrick
Middletown
Milton
Mineola
Monsey
Moreau
Mount Pleasant
Mount Vernon
Nanuet
Nesconset
Newburgh
New Cassel
New Castle
New City
New Rochelle
New Windsor
New York City
Niagara Falls
Niskayuna
North Amityville
North Babylon
North Bay Shore
North Bellmore
North Castle
North Greenbush
North Hempstead
North Massapequa
North Merrick
North New Hyde Park
North Tonawanda
North Valley Stream
Oceanside
Ogden
Olean
Oneonta
Onondaga
Orangetown
Ossining
Oswego
Oyster Bay
Palm Tree
Parma
Patchogue
Pearl River
Peekskill
Penfield
Perinton
Plainview
Plattsburgh
Pomfret
Port Chester
Port Washington
Poughkeepsie
Queens
Queensbury
Ramapo
Ridge
Riverhead
Rochester
Rockville Centre
Rocky Point
Rome
Ronkonkoma
Roosevelt
Rotterdam
Rye
Salina
Salisbury
Saratoga Springs
Sayville
Scarsdale
Schenectady
Schodack
Seaford
Selden
Setauket-East Setauket
Shawangunk
Shirley
Smithtown
Somers
Southeast
South Farmingdale
Southold
Spring Valley
St. James
Staten Island
Stony Brook
Stony Point
Sullivan
Sweden
Syosset
Syracuse
Terryville
The Bronx
Thompson
Tonawanda
Troy
Ulster
Union
Uniondale
Utica
Valley Stream
Van Buren
Vestal
Wallkill
Wantagh
Wappinger
Watertown
Wawarsing
West Babylon
Westbury
West Hempstead
West Islip
West Seneca
Wheatfield
White Plains
Whitestown
Wilton
Woodmere
Yonkers
Yorktown