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Ohio Energy Industry Insurance

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Access Precise Energy Industry Insurance in Ohio From The Allen Thomas Group Insurance Agency

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The Allen Thomas Group provides specialized energy insurance coverage for Ohio’s energy companies, protecting operations from power generation to distribution.

As a premier energy insurance agency, we have 20 years of experience serving Ohio’s energy sector.

We can help you find the right mix of commercial insurance coverage options – from basic property insurance to specialized environmental liability protection.

Get a quote tailored to your energy operation’s needs now.

Table of Contents

We Provide Customized Insurance For The Following Energy Sector Companies in Ohio

  • Traditional Energy
  • Renewable Energy
  • Energy Supply Chain
  • Energy Support Services
Understanding The Risk

Why Do You Need Energy Insurance Coverage?

Ohio energy companies face specific risks that are not covered by standard business insurance policies.

Power generation facilities need protection against equipment breakdown.

Oil and gas operations require environmental liability coverage. Solar installations demand specialized property protection. 

Our surety bonds support energy project bids and contract requirements.

The Public Utilities Commission of Ohio mandates certain coverage types, while the Ohio Environmental Protection Agency sets standards that influence liability requirements. 

We are an Ohio independent insurance agency offering a comprehensive suite of insurance solutions that match these requirements. 

You can trust us for the best OH insurance policies for oil and gas industry from multiple insurance carriers.

Getting The Right Coverage

Types of Energy Insurance Solutions for Oil and Gas Companies

The costs associated with energy sector operations require precise insurance planning.

From solar panel arrays to drilling equipment, we understand critical asset protection and are  happy to find the right insurance for you.

We handle property and casualty claims for upstream and midstream operations. 

Let us show you solutions to meet your coverage needs at competitive rates.

General liability policies shield companies from third-party claims of bodily injury, property damage, and personal injury.

This policy protects against incidents at power plants, substations, and other facilities. 

It extends to contractors working on site and visitors to energy facilities. We structure policies to address specific risks associated with equipment installation, maintenance operations, and public access areas. 

It meets or exceeds all Ohio state requirements for energy operations.

All-Risk Property Insurance

Our all-risk property coverage protects physical assets against a broad range of perils.

The policy covers generation equipment, transmission infrastructure, buildings, and contents. 

Protection extends to natural disasters, equipment breakdown, and human-caused damage.

We protect equipment and materials across upstream, downstream, and midstream facilities. We structure protection policies around specific facility types, from solar installations to power plants. 

The policies include replacement cost coverage and business income protection during repairs.

Workers’ compensation insurance covers employees who suffer job-related injuries or illnesses. Employees benefit from workers comp.

The policies cover medical expenses, lost wages, and rehabilitation services for injured workers.

We help energy businesses classify employees correctly and maintain proper documentation for claims.

Through proper coverage, you can protect their workforce while meeting state compliance standards.

Additional Coverages To investigate

Get Customized Risk Solutions for Energy Industry

Our deep understanding of the energy sector sets us apart from standard business insurance providers.

We’ll help protect your operations, employees, and bottom line from exposures with customized coverage options.

Let us help customize the best protection for your industry to protect what matters. 

Our business interruption insurance keeps Ohio energy companies financially stable during operational shutdowns.

The coverage replaces lost income and pays ongoing expenses when covered events force shutdowns.

Protection includes supply chain disruptions, equipment failures, and natural disasters.

Cyber liability coverage protects companies against digital threats to operational technology and information systems. 

The policy covers data breaches, system failures, and cyber attacks on control systems. Protection includes recovery costs, business interruption, and third-party liability.

The policies include incident response services and regulatory compliance support.

Pollution liability insurance protects you from the unexpected environmental risks. The policy responds to sudden spills, gradual leaks, and cleanup requirements. 

Our policies match Ohio EPA standards while shielding operations from third-party claims. Environmental liability policy protects you in the event of soil contamination, water pollution, and air quality issues.

Our carrier relationships help secure broad protection for day-to-day operations.

The protection extends to waste disposal, transportation incidents, and facility operations. For drilling operations, coverage addresses fracking fluid concerns and well-site remediation. 

Power generation facilities receive protection against emissions issues and waste management risks. The policies include both on-site and off-site pollution events.

Professional liability policy protects energy consultants, engineers, and service providers from claims related to their professional work.

Professional liability policy addresses design errors, consultation mistakes, and project management issues. Protection extends to cost overruns, delays, and performance shortfalls.

We tailor insurance to match specific service types, from facility design to efficiency consulting. The policies include defense costs and settlements for covered claims.

Directors and Officers (D&O) insurance protects company leaders from claims related to their business decisions. The policy covers defense costs and settlements for allegations of mismanagement, regulatory violations, or shareholder disputes.

Ohio energy executives face unique risks, from environmental compliance decisions to infrastructure investment choices. The coverage extends to both current and former directors and officers, protecting their personal assets. The Allen Thomas Group structures D&O policies to match each company’s corporate structure and risk profile.

Take commercial auto insurance solutions to protect companies’ vehicle fleets and drivers. We offer insurance solutions to cover trucks hauling equipment, service vehicles, and company cars.

It includes protection for accidents, physical damage to vehicles, and cargo protection. We factor in specific risks like hazardous materials transport and off-road operation at energy facilities.

The policies meet all Ohio Department of Transportation requirements while protecting against the real-world risks energy company vehicles face daily.

Specialized Services

Risk Management Services for Energy Industry

The Allen Thomas Group helps companies prevent losses through customized risk management. 

Our services include site safety assessments, compliance reviews, and emergency response planning. 

We work with clients to identify potential issues before they become problems. This proactive approach helps control insurance costs while protecting operations.

Our preparedness planning helps underserved energy operations control premium expenses.

Claims Management and Support

The Allen Thomas Group stands with companies through every step of the claims process. Our claims team knows energy sector operations inside and out. 

This knowledge speeds up claim resolution and reduces business disruption.

Our solutions to meet complex energy sector claims keep premium increases minimal.

We coordinate with adjusters, contractors, and regulatory agencies to get energy facilities back online fast. Direct access to our claims specialists means quick answers when time matters most.

Regulatory Compliance Support

Ohio companies must meet federal, state, and local regulations. Our compliance support keeps insurance aligned with changing requirements. We monitor updates from the Public Utilities Commission of Ohio and other regulatory bodies.

This oversight helps prevent gaps that could lead to penalties or operational shutdowns.

Renewable Energy Sector Coverage

Solar farms, wind operations, and biomass facilities need specialized protection. 

Our renewable energy policies address the unique aspects of green power generation.

Leverage our insurance expertise to protect against equipment performance issues, weather impacts, and revenue guarantees.

There’s no one-size-fits-all in the field of insurance. We structure coverage to support Ohio’s growing renewable energy sector while managing operational risks.

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Stress-free Solutions

Why Choose The Allen Thomas Group for Oil and Gas Industry Protection in Ohio?

Oil and natural gas companies face complex risks from exploration through production. 

Our coverage safeguards the entire energy industry against blowouts, equipment failure, and environmental incidents.

Policies include protection for drilling operations, well servicing, and production facilities. 

We understand the Utica and Marcellus shale operations’ specific needs.

Grid Infrastructure Protection

Power distribution networks need comprehensive protection against multiple threats. 

Our policies protect substations, transmission lines, and control systems and protect physical damage, cyber threats, and natural disasters. We help utilities maintain reliable service while protecting critical infrastructure.

Cost Management Strategies

The Allen Thomas Group helps Ohio energy companies control insurance costs without sacrificing protection. We analyze operations to identify risk reduction opportunities.

Our relationships with multiple carriers create competitive pricing options. Multi-policy discounts and risk management credits reduce overall insurance expenses.

Emergency Response Planning

Power disruptions require fast, coordinated responses. Our emergency response planning helps clients prepare for potential incidents. 

It includes immediate access to recovery resources and specialists. We help companies maintain business continuity through any disruption.

Energy Insurance Solutions Customized For You

Yes, It's Really That Easy

We know how frustrating and complex the process of finding the right insurance can be and how it slows down your ability to power your future. Let us help craft a policy that works for you.

Step 1: Assess

Tell us about your specific needs and we will find the right policy for you.

Step 2: Review

Review the results of our search.

Step 3: Service

We will walk you through your new policy step by step.

Our happy customers

We’ve helped thousands of Businesses Just Like You

Our Carrier Partners

WE HAVE PERSONAL CONTACTS WITH THESE TRUSTED A-RATED INSURANCE COMPANIES

That allows us to find the best rates for your energy company

Get A Free Insurance Quote Today For Your Ohio Energy Company

The energy industry keeps facing constant risks from manmade and natural disasters. Ohio companies trust The Allen Thomas Group for comprehensive insurance solutions. 

Our top independent insurance agency is conveniently located in Ohio and can help fulfill all your insurance needs.

Contact us today at (440) 826-3676 for a free quote.

Let us show you why Ohio energy companies choose The Allen Thomas Group for their business needs.

Get a free quote today!

Frequently Asked Questions

Get More Insights On Making The Right Insurance Decision For Your Energy Company

Ohio Energy companies need surety bonds ranging from $50,000 to $2M based on project size and state requirements.

Ohio energy business insurance costs range between $5,000 to $250,000 annually, with rates based on operation type, revenue size, claims history, and coverage limits selected. Small solar installations typically pay $5,000 to $25,000 yearly for basic coverage, while large power generation facilities or oil/gas operations can expect premiums of $100,000 to $250,000 for comprehensive protection packages.

Environmental liability premiums are calculated based on operational scope (drilling, refining, generation), facility locations (urban vs. rural), and historical environmental assessments. Coverage ranging from $5M to $25M typically costs between $25,000 to $150,000 annually.

Ohio Cities We Serve Energy Facilities

Akron

Alliance

American

Amherst

Anderson

Ashland

Ashtabula

Athens

Aurora

Austintown

Avon

Avon Lake

Barberton

Bath

Bay Village

Beachwood

Beavercreek

Beckett Ridge

Bedford

Bedford Heights

Bellefontaine

Bellevue

Berea

Berlin

Bethel

Bexley

Blacklick Estates

Blendon

Bloom

Blue Ash

Boardman

Bowling Green

Brecksville

Bridgetown

Broadview Heights

Brook Park

Brookfield

Brooklyn

Brunswick

Brunswick Hills

Bryan

Bucyrus

Butler

Cambridge

Canal Winchester

Canton

Celina

Centerville

Champion

Chester

Cheviot

Chillicothe

Chippewa

Cincinnati

Circleville

Clay

Clayton

Clear Creek

Cleveland

Cleveland Heights

Clinton

Colerain

Columbus

Concord

Conneaut

Copley

Coshocton

Coventry

Cuyahoga Falls

Dayton

Deerfield

Defiance

Delaware

Delhi

Dent

Dover

Dry Run

Dublin

Duchouquet

East Liverpool

Eastlake

Eaton

Elyria

Englewood

Euclid

Fairborn

Fairfield

Fairlawn

Fairview Park

Falls

Fayette

Findlay

Finneytown

Forest Park

Forestville

Fostoria

Franklin

Fremont

Gahanna

Galion

Garfield Heights

Genoa

German

Girard

Grandview Heights

Green

Greenville

Grove City

Hamilton

Hanover

Harrison

Heath

Highland Heights

Hilliard

Hinckley

Howland

Huber Heights

Hudson

Ironton

Island Creek

Jackson

Jefferson

Kent

Kenton

Kettering

Lake

Lakewood

Lancaster

Lawrence

Lebanon

Lemon

Liberty

Lima

Lincoln Village

London

Lorain

Louisville

Loveland

Lyndhurst

Macedonia

Mack

Mad River

Madeira

Madison

Mansfield

Maple Heights

Marietta

Marion

Marysville

Mason

Massillon

Maumee

Mayfield Heights

Medina

Mentor

Miami

Miamisburg

Middleburg Heights

Middletown

Mifflin

Mill

Monclova

Monfort Heights

Monroe

Montgomery

Montville

Moorefield

Mount Vernon

Napoleon

New Albany

New Franklin

New Philadelphia

Newark

Newton

Niles

Nimishillen

North Canton

North College Hill

North Madison

North Olmsted

North Ridgeville

North Royalton

Northbrook

Norton

Norwalk

Norwich

Norwood

Oakwood

Oberlin

Olmsted

Olmsted Falls

Orange

Oregon

Orrville

Oxford

Painesville

Paris

Parma

Parma Heights

Pataskala

Pease

Perkins

Perry

Perry Heights

Perrysburg

Pickerington

Pierce

Piqua

Plain

Pleasant

Porter

Portsmouth

Powell

Prairie

Pultney

Ravenna

Reading

Reynoldsburg

Richland

Richmond Heights

Riverside

Rocky River

Rome

Rootstown

Sagamore Hills

Salem

Sandusky

Saybrook

Scioto

Seven Hills

Shaker Heights

Sharon

Sharonville

Shawnee

Sheffield Lake

Shelby

Sidney

Solon

South Euclid

Springboro

Springdale

Springfield

St. Marys

Steubenville

Stow

Streetsboro

Strongsville

Struthers

Sugarcreek

Swan Creek

Sycamore

Sylvania

Symmes

Tallmadge

Tate

Tiffin

Tipp City

Toledo

Trenton

Trotwood

Troy

Truro

Turtlecreek

Twinsburg

Union

Unity

University Heights

Upper Arlington

Urbana

Van Wert

Vandalia

Vermilion

Violet

Wadsworth

Wapakoneta

Warren

Warrensville Heights

Washington

Wayne

Weathersfield

West Carrollton

West Chester

Westerville

Westlake

White Oak

Whitehall

Wickliffe

Willoughby

Willoughby Hills

Willowick

Wilmington

Wooster

Worthington

Wyoming

Xenia

Youngstown

Zanesville

Ohio Energy Industry Information and News