Protecting Your Arizona Manufacturing Business With Comprehensive Insurance
Running a manufacturing operation in Arizona comes with substantial risk given the region’s susceptibility to extreme weather, wildfires, and other natural disasters.
Proper insurance coverage is crucial to help local manufacturers survive catastrophic losses.
Here our commercial agents explore key policies Arizona manufacturers need and how an experienced agent can tailor protection for your specific operation.
Table of Contents
Specialized Risks Facing Arizona Manufacturers
Arizona’s arid climate, earthquake exposure and wildfire-prone ecosystems pose unique challenges for local manufacturers.
- Extensive property damage from severe windstorms, hail, floods and wildfires
- Business interruption losses from power outages and utility failures
- Supply chain disruptions from transportation logistics impacts
- Product defects or operational mistakes resulting in major liability claims
- Theft and vandalism crimes enabled by remote factory locations
Manufacturers in Arizona cannot rely on standard insurance policies to fully protect against these regional risks.
Buying coverage from agents without local market expertise often leads to inadequate protection and unexpected uncovered losses.
Partnering with an agency experienced in Arizona manufacturing insurance provides peace of mind your business is properly covered.
Choosing the Best Manufacturing Insurance Agency
As an Arizona manufacturer, you need an independent insurance agency with demonstrated capabilities helping local clients protect against regional exposures.
The Allen Thomas Group has over 20 years of expertise insuring manufacturing businesses nationwide and across Arizona.
Our agents take time to understand your operations, risk factors and insurance needs when crafting customized manufacturing policies.
We represent multiple A-rated insurers with strong financial backing and local claims resources in Arizona.
Benefits of working with The Allen Thomas Group include:
- Tailored manufacturing packages for Arizona exposures
- Integrated risk management, safety and loss control
- Direct access to experienced Arizona claims adjusters
- Proactive policy reviews to ensure adequate evolving coverage
- Consultative advice grounded in deep AZ manufacturing knowledge
- Negotiation leverage resulting in optimal coverage terms
We act as your advocate to secure manufacturing insurance that performs when you need it most.
Core Arizona Manufacturing Insurance Coverages
While each manufacturer’s risks differ, most Arizona operations should consider the following coverages
Covers third-party injury and property damage claims arising from your Arizona premises, operations, completed work or products. Defense costs are covered in addition to liability limits.
Commercial Auto Insurance
Insurers your vehicles for collision, theft and liability. Arizona’s long driving distances make commercial auto vital.
Provides additional liability limits above underlying policies to cover severe personal injury or advertising injury claims. Valuable for manufacturers given Arizona’s litigious environment.
Protects your buildings, equipment, inventory and other property against damage from Arizona-specific perils like monsoons, hailstorms, fires and theft. Features like flood and earthquake coverage are crucial for local manufacturers.
Legally required coverage that pays for workplace injuries suffered by employees. Covers medical bills and lost wages. Includes employer’s liability insurance.
Certain insurance policies offer enhanced protection for the unique risks Arizona manufacturers face
Repairs or replaces production equipment damaged by electrical, mechanical or operational failures. Covers business income loss when machinery breakdowns suspend operations.
Pays for income lost due to an insured loss suffered by a direct supplier or customer. Helps manufacturers recover from Arizona-specific supply chain disruptions.
Covers the substantial costs of recalling products with imminent safety risks. Limits brand damage for Arizona manufacturers who sell locally and nationally.
Manufacturing Based Insurance Solutions Customized For You
We know how frustrating and complex the process of finding the right insurance can be and how it slows down your ability to take care of your customers. Let us help assemble a policy that works for you.
Tell us about your specific needs and we will find the right policy for you.
Review the results of our search.
We will walk you through your new policy step by step.
Our Carrier Partners
That allows us to find the best rates for your manufacturing business
Giving You Some More Insight
Get More Insights On Making The Right Insurance Decision For Your Manufacturing Company
Beyond insurance, The Allen Thomas Group provides Arizona manufacturers specialized loss control and risk management, including:
- Emergency and business continuity planning for natural disasters
- Security assessments focusing on theft and vandalism prevention
- Fleet safety programs addressing Arizona’s long transportation distances
- OSHA and workplace safety guidance customized for local risks
- HR best practices training to reduce employment practices liability
Proactive loss control tailored to Arizona’s manufacturing climate keeps your business resilient.
Claims Support You Can Rely On
Even with the right coverage, things don’t always go as planned. Our team stands beside you during claims to expedite fair payouts from insurers. We help manufacture positive outcomes when the unthinkable occurs.
Key considerations include:
- Flood and earthquake coverage to protect against these risks
- Sufficient property limits to cover total losses from fires or storms
- Business interruption coverage long enough to fully recover operations
- Auto insurance for long driving distances within Arizona
To help manage expenses, you can:
- Take proactive loss control and risk mitigation steps
- Choose higher deductibles when appropriate
- Implement workplace safety measures
- Formalize return-to-work procedures to reduce workers’ compensation claims
- Consider policy options like captive insurance programs
This covers lost profits when a covered loss at a supplier or customer’s site impairs your business. Limits ensure you can survive regional supply chain disruptions by paying operating expenses until production is restored.
Arizona sees substantial claims from property damage caused by monsoons, hailstorms and fires. Business interruption resulting from utility/infrastructure breakdowns during extreme weather is also common. Product liability and injury claims can be costly given Arizona’s legal environment.
Insuring Your Arizona Manufacturing Business
Navigating Arizona’s complex manufacturing insurance landscape can seem daunting without the right guidance.
The Allen Thomas Group has the expertise, carrier access and local resources to simplify insurance for Arizona operations.
Contact us at (440) 826-3676 to discuss protecting your manufacturing business.
Our customized insurance solutions lets you focus on growth rather than worrying about risk.
We Provide Customized Business Insurance For The Following Manufacturers
- Appliances And Accessories Manufacturing
- Auto Parts Manufacturing
- Clean Technology Manufacturing
- Clothing Manufacturing
- Electrical Equipment Manufacturing
- Eyeglass Lens Manufacturing
- Food And Beverage Manufacturing
- High Tech Manufacturing
- HVAC Equipment Manufacturing
- Industrial Machinery Manufacturing
- Medical Device Manufacturing
- Metal Products Manufacturing
- Mineral Manufacturing
- Plastic Goods Manufacturing
- Sign Manufacturing
Arizona Cities We Serve
Corona de Tucson
Lake Havasu City
San Tan Valley
Sierra Vista Southeast
Sun City West
Village of Oak Creek