Event Planner Insurance

Insurance protects you. General liability insurance forms the foundation of event planner protection, but your risks extend far beyond basic coverage.

Event planners face unique exposures that generic policies simply don’t address.

Picture this scenario. A guest slips on a wet floor during setup, resulting in medical bills and legal fees. Or your team accidentally damages expensive venue equipment during breakdown.

Maybe a vendor you recommended fails to deliver, causing client financial losses. Equipment theft or damage could disrupt a high-profile corporate event.

Professional liability insurance protects against planning mistakes. Also called errors and omissions insurance, it covers claims of negligence, missed deadlines, or failure to deliver promised services.

Combined with comprehensive general liability coverage, you’re protected against the lawsuit risks that could devastate your business.

Experience matters. With over 20 years serving businesses nationwide, The Allen Thomas Group understands exactly how event planning claims develop.

We’ve seen every scenario. We know which coverage combinations provide real protection versus false security.

Don’t risk your reputation and financial future. Let our experience protect your growing business.

Getting covered shouldn’t be complicated. Event planner business insurance can be confusing, but it doesn’t have to be.

Our proven 4-step process eliminates the confusion and gets you properly protected quickly.

Step 1: Risk Assessment & Needs Analysis We analyze everything. Your specific event types, client base, and operational risks help us identify exact coverage requirements.

Step 2: Multi-Carrier Comparison Independent agencies have advantages. We compare policies from multiple A-rated carriers to find your best coverage at competitive rates.

Step 3: Coverage Customization
One size doesn’t fit all. We tailor your business owners policy and additional coverages to match your unique exposures and budget.

Step 4: Ongoing Support & Claims Assistance We’re with you long-term. From policy questions to claims advocacy, we’re your dedicated insurance partner every step of the way.

Ready to get started?

Call (440) 826-3676 and speak directly with an experienced commercial insurance agent who understands event planning insurance.

No call centers. No automated quotes. Just personalized service from our dedicated team.

Your needs are unique. Event planner business insurance requirements vary dramatically based on your specific operations.

We offer comprehensive coverage options designed specifically for your industry.

Professional Liability Insurance: Mistakes happen in event planning. This protects against claims of errors, omissions, or failure to deliver promised services. Essential when client expectations and vendor coordination create multiple failure points.

General Liability Insurance: Accidents occur at events. This covers third-party bodily injury and property damage claims arising from your business operations, including venue damage and guest injuries.

Business Owners Policy (BOP): Smart coverage combination. This combines general liability with commercial property insurance to protect your office equipment, computers, and business property at competitive bundled rates.

Workers Compensation Insurance: Employees need protection. Required coverage protects both your team and your business from workplace injury claims and associated costs.

Cyber Liability Insurance: Data breaches are increasing. Critical protection for client data, payment information, and digital assets. Event planners handle sensitive information that cyber criminals increasingly target.

Event-Specific Coverage: Additional options exist. These include commercial auto insurance for business vehicles and specialized event insurance liability for high-risk events.

Each policy is customized to your specific operations, client types, and risk profile.