Call Now or Get A Quote

Independent Insurance Agency in Clarksville, Tennessee

Get The Right Coverage From An Experienced Independent Insurance Agency Serving Clarksville, Tennessee

It Just Takes A Few Clicks

Or Give Us A Call At (440) 826-3676

Best Clarksville, Tennessee Independent Insurance Agency Close To Me

Your Trusted Independent Insurance Agency serving Clarksville, Tennessee - The Allen Thomas Group

Best Clarksville, Tennessee Independent Insurance Agency Close To Me

We know that finding the right autohomelife or business insurance can be about as much fun as a root canal, but we’re here to make it as painless as possible.

We’re The Allen Thomas Group, a trusted insurance agency serving Clarksville, TN for over 20 years.

Our team of insurance experts is dedicated to protecting your assets, keeping you compliant with Tennessee state laws, and giving you the peace of mind you deserve.

Easy Process
Customized Solutions
Right Price
Making The Right Choice

Understanding the Importance of Insurance in Clarksville, Tennessee: Protecting Against Accidents, Disasters, and Liabilities

Now, you might be thinking, “Do I really need insurance?”

Well, let’s put it this way: if you own a home, drive a car, or have a pulse, the answer is a resounding

“Yes!” 

Here’s why:

  1. Protecting your assets: Your home, car, and other possessions in Clarksville are worth more than just a pretty penny. Insurance helps protect them from theft, damage, and other unexpected events.
  2. Complying with Tennessee state laws: In Tennessee, certain types of insurance (like auto insurance) are required by law. Unless you enjoy frequent chats with the friendly folks at the Clarksville DMV, it’s best to stay covered.
  3. Achieving peace of mind: Life in Clarksville is full of surprises, but not all of them are pleasant. With the right insurance, you can rest easy knowing that you’re prepared for whatever curveballs come your way.

What insurance policy do you need a quote for in Clarksville?

Getting Precise Coverage

Our Insurance Solutions: Tailored to Your Needs

Liability, Collision, and Comprehensive Auto Insurance: Keeping You Safe on Clarksville, Tennessee Roads

Auto Insurance Underwritten By An Experienced Insurance Agency In Clarksville, TN

Clarksville roads can be as unpredictable as a rodeo bull, but our auto insurance has you covered. 

We offer:

  1. Liability coverage: This covers damages you cause to other people’s property or injuries you cause to others in an accident in Clarksville.
  2. Collision and comprehensive coverage: Whether you collide with another car or a stray armadillo in Clarksville, this coverage helps pay for damages to your own vehicle.
  3. Uninsured/Underinsured motorist coverage: If you’re hit by a driver in Clarksville who doesn’t have insurance (or enough of it), this coverage steps in to help.
  4. Roadside assistance and rental car coverage: Because let’s face it, breakdowns happen, and hitching a ride on a Clarksville tractor gets old fast.

Auto Insurance Underwritten By An Experienced Insurance Agency In Clarksville, TN

Top Rated Clarksville, Tennessee Homeowners Insurance Agents Near Me

Homeowners Insurance: Safeguarding Your Clarksville, Tennessee Home from Fire, Theft, and Natural Disasters

Top Rated Clarksville, Tennessee Homeowners Insurance Agents Near Me

Your Clarksville home is your castle, and we’re here to help you protect it from fire, theft, and natural disasters.

Our homeowners insurance includes:

  1. Dwelling coverage: This covers damages to the structure of your Clarksville home caused by events like fire, hail, or Godzilla attacks (okay, maybe not that last one).
  2. Personal property coverage: From your favorite recliner to your prized stamp collection, this coverage helps replace your Clarksville belongings if they’re stolen, damaged, or destroyed.
  3. Liability protection: If someone sues you for injuries or damages that occur on your Clarksville property, this coverage helps pay for legal expenses and settlements.
  4. Additional living expenses: If your Clarksville home becomes uninhabitable due to a covered event, this coverage helps pay for temporary lodging and other expenses. This can be especially valuable if you have a home value home in Tennessee.

Term, Whole, and Universal Life Insurance: Ensuring Your Family's Financial Future in Clarksville

Get A Life Insurance Quote In Clarksville, TN Today

We know, talking about life insurance can be about as comfortable as wearing a wool sweater in Clarksville in July.

But if you have loved ones in Clarksville who depend on you financially, it’s an important conversation to have. We offer:

  1. Term life insurance: This provides coverage for a specific period (like 10, 20, or 30 years) and pays out a death benefit if you pass away during that term.
  2. Whole life insurance: This provides lifelong coverage and builds cash value over time, which you can borrow against or withdraw for future needs in Clarksville.
  3. Universal life insurance: This combines the lifelong coverage of whole life with the flexibility to adjust your premiums and death benefit as your Clarksville needs change.
  4. Burial and final expense insurance: This helps cover the costs of funeral expenses and other end-of-life expenses in Clarksville, so your loved ones don’t have to shoulder the burden alone.

Get A Life Insurance Quote In Clarksville, TN Today

Local Clarksville, Tennessee Commercial Insurance Agents

Business Insurance: Protecting Your Clarksville, Tennessee Restaurant, Shop, or Office

Local Clarksville, Tennessee Commercial Insurance Agents

Running a business like a restaurant, shop, or office in Clarksville, Tennessee is no small feat, but we’re here to help you protect your hard work.

We offer:

  1. General liability insurance in Tennessee: This covers third-party claims of bodily injury, property damage, and advertising injury related to your Clarksville business.
  2. Commercial property insurance: This protects your Clarksville business’s physical assets, like buildings, equipment, and inventory, from covered events like fire, theft, or natural disasters.
  3. Workers’ compensation insurance: If an employee in Clarksville gets injured or sick on the job, this coverage helps pay for their medical expenses and lost wages.
  4. Professional liability insurance: Also known as errors and omissions (E&O) insurance, this covers claims of negligence, mistakes, or inadequate work in your Clarksville professional services.

Additional Coverages - Renters, Motorcycle, RV, and Boat Insurance: Covering All Your Clarksville Bases

We also offer:

  1. Renters insurance: If you rent your home in Clarksville, this covers your personal belongings and provides liability protection.
  2. Motorcycle insurance: For all you easy riders in Clarksville, this covers your bike and provides liability protection.
  3. RV insurance: Whether you’re a weekend warrior or a full-time road tripper in Clarksville, this covers your home on wheels.
  4. Boat insurance: Because even though Clarksville is landlocked, there are still plenty of lakes and rivers nearby to explore.
Get A Head Start

Why Choose The Allen Thomas Group for Your Clarksville Insurance Needs?

Furiously Independent: We Work for You to Find the Best Coverage and Rates, Not the Insurance Companies

We’re not tied to any one insurance company, which means we have the freedom to shop around and find the best coverage and rates for your unique Clarksville needs.

Plus, as a family owned business, we’re invested in the well-being of Clarksville residents.

20+ Years of Experience: Navigating the Complex World of Insurance in Clarksville to Ensure You’re Properly Protected

We’ve been around the block a few times in Clarksville (and then some).

With over two decades of experience, we know the ins and outs of the insurance industry and can help you navigate even the most complex situations in Clarksville to ensure you’re properly protected.

Personalized Service: One-on-One Consultations and Tailored Insurance Plans, No Cookie-Cutter Solutions

We believe that every Clarksville client is unique, and their insurance should be too.

That’s why we offer one-on-one consultations and take the time to get to know you and your needs, so we can craft tailored insurance plans that fit you like a well-worn pair of boots.

Comprehensive Coverage: Your Clarksville Insurance Safety Net – We Leave No Stone Unturned

We don’t believe in half measures. When you work with us in Clarksville, we’ll make sure you have a comprehensive insurance safety net, covering you from the obvious (like auto and home) to the often-overlooked (like umbrella liability and pet insurance).

Competitive Rates: Getting You the Best Bang for Buck without Sacrificing Quality or Protection

We know that price is important, but we also know that the cheapest option isn’t always the best.

That’s why we work hard to find you the most comprehensive coverage at the most competitive rates in Clarksville, without sacrificing quality or protection.

Plus, we offer discounts for things like bundling your policies and having a safe driving record in Clarksville.

A Partner You Can Trust

The Insurance Claims Process in Clarksville: We've Got Your Back

Buy Insurance Coverage In Clarksville, Tennessee From A Top Rated Independent Insurance Agent

Filing a Claim in Clarksville: Our 24/7 Claims Hotline and Step-by-Step Guidance – Don’t Stress, We’ve Got Your Back

If you need to file a claim in Clarksville, don’t panic.

Our team is here to help you every step of the way with our 24/7 claims hotline and step-by-step guidance. We’ll make sure you have all the documentation you need and help you navigate the process with ease.

Working with Adjusters: Let Us Be Your Knowledgeable and Assertive Advocate for a Fair Settlement

Dealing with insurance adjusters in Clarksville can be intimidating, but you don’t have to do it alone. We’ll be your knowledgeable and assertive advocate, working with the adjuster on your behalf to make sure you get a fair settlement.

Resolving Disputes in Clarksville: Our Evidence-Based Approach and Negotiation Skills – We’ll Fight for What’s Right

If you disagree with the insurance company’s decision in Clarksville, we’ll be your advocate.

Using our evidence-based approach and negotiation skills, we’ll work with you to gather evidence and build a case to support your claim and fight for what’s right.

Ensuring Prompt and Full Payment: We’ll Expedite Your Claim So You Can Move On

We know that waiting for a claim to be paid in Clarksville can be stressful.

That’s why we’ll stay on top of the insurance company to expedite your claim and ensure prompt and full payment so you can move on with your life.

Buy Insurance Coverage In Clarksville, Tennessee From A Top Rated Independent Insurance Agent

Personal And Business Insurance Solutions in Clarksville, Tennessee Built For Your Needs

Yes, It's Really That Easy

We know how frustrating and complex the process of finding the right independent insurance agent in Tennessee can be.

Let us help fix it for you in 3 easy steps!

Step 1: Assess

Tell us about your specific needs and we will find the right policy for you.

Step 2: Review

Review the results of our search.

Step 3: Service

We will walk you through your new policy step by step.

Let Our Team Help You Out

Lower premiums don’t have to mean less coverage. You just need a trusted agent serving Clarksville, Tennessee who knows where to look.

Contact Your Insurance Broker For More Information and Get Resources That Matter

Licensed Insurance Agent: Joe Race

Location: Clarksville, Tennessee

Phone Number(440) 826-3676

Joe Race Chief Executive Officer and Insurance Agent at The Allen Thomas Group
Our Customer Reviews

Our Verified Client Reviews

Our Carrier Partners

WE HAVE PERSONAL CONTACTS WITH THESE TRUSTED A-RATED INSURANCE CARRIERS

That allows us to find the best rates for your personal and business needs in Clarksville, TN

Getting Started with Personalized Insurance Services by The Allen Thomas Group in Clarksville

Ready to get started?

Request a quote online by clicking the button below or over the phone, by calling (440) 826-3676.

We’ll work with you to find the best coverage at the best price for your unique Clarksville needs.

Already have insurance?

Take advantage of our free, no-obligation policy review to ensure you have the right coverage in Clarksville.

We can identify any potential gaps or overlaps and recommend adjustments to better protect you and your assets.

Remember, we’re not just here to sell you a policy – we’re here to be your partner, your advocate, and your go-to source for all things insurance in Clarksville.

From auto and home to life and business, we’ve got you covered. 

Because at The Allen Thomas Group, we believe that everyone deserves to have peace of mind, no matter what life throws their way.

So let’s do this Clarksville

Let’s protect what matters most, together.

Zip codes We Serve In Clarksville

37040 / 37041 / 37042 / 37043 / 37044 / 42223

People also ask

Frequently Asked Questions: From Claims to Coverage in Clarksville

Your insurance rates in Clarksville are based on a variety of factors, including your driving record, credit score, home age, and claims history. We can help you understand how these factors impact your rates and find ways to save in Clarksville.

In most cases, yes! Bundling your policies like auto, home, renters, and umbrella with the same company in Clarksville can often lead to significant discounts. We can help you find the best bundling options for your Clarksville needs.

We recommend reviewing your insurance policies at least once a year, or whenever you experience a major life change in Clarksville like marriage, new baby, or home purchase. We can help you review your policies and make sure you have the coverage you need in Clarksville.

The amount of auto, home, and life insurance coverage you need in Clarksville depends on a variety of factors, including the value of your assets, your risk tolerance, and your budget. We can help you assess your needs and find the right balance of coverage and cost.

Choose an area: Other Popular Communities We Serve In Tennessee

More Information About Clarksville, TN