Commercial Auto Insurance in Cuyahoga Falls, Ohio

At The Allen Thomas Group, we understand that every business in Cuyahoga Falls is unique, with its own set of risks and challenges. 

That’s why we don’t believe in one-size-fits-all insurance solutions. 

Instead, we take a personalized approach to commercial auto insurance, working closely with you to understand your specific needs and craft a policy that provides the exact coverage you require.

Our experienced agents begin by conducting a thorough assessment of your business operations, including factors such as:

• The types of vehicles you use
• The number of vehicles in your fleet
• The driving history of your employees
• The goods or services you transport
• Your typical driving routes and distances
• Your business’s risk exposure and budget

Armed with this information, we then work with our network of top insurance carriers to find the best possible coverage options for your business. 

We compare rates, coverage limits, and policy features to ensure that you’re getting the most comprehensive protection at the most competitive price.

Our tailored commercial auto insurance policies can include a wide range of coverages, such as:

• Liability Coverage: This essential coverage protects your business from claims of bodily injury or property damage caused by your vehicles. We’ll help you determine the appropriate liability limits based on your industry, business size, and risk exposure.
• Physical Damage Coverage: Accidents, theft, and natural disasters can all cause significant damage to your commercial vehicles. Physical damage coverage helps pay for repairs or replacement of your vehicles in these situations, so you can get back on the road quickly.
• Medical Payments Coverage: If you or your employees are injured in an accident involving a company vehicle, medical payments coverage can help pay for medical expenses, regardless of who is at fault.
• Uninsured/Underinsured Motorist Coverage: Even if you have excellent insurance coverage, not everyone on the road is as responsible. This coverage protects you if you’re involved in an accident with a driver who has insufficient or no insurance.
• Hired and Non-Owned Auto Coverage: If your business ever rents or borrows vehicles, or if your employees use their personal vehicles for work purposes, this coverage can provide important protection.

In addition to these core coverages, we can also help you navigate more specialized insurance options, such as:

• Cargo Insurance: If you transport high-value goods, perishable items, or hazardous materials, cargo insurance can protect your business from losses due to damage, theft, or spoilage.
• Towing and Roadside Assistance: Breakdowns and accidents can happen at any time. Towing and roadside assistance coverage ensures that you have support when you need it most.
• Rental Reimbursement: If your commercial vehicle is out of commission due to a covered loss, rental reimbursement can help cover the cost of a temporary replacement vehicle.

At The Allen Thomas Group, we don’t just sell insurance policies – we build long-term relationships with our clients. 

As your business grows and evolves, we’ll be there to adjust your coverage and ensure that you always have the protection you need.

Whether you’re a small Cuyahoga Falls startup with a single delivery van or a large corporation with a fleet of trucks, we have the expertise and resources to create a tailored commercial auto insurance solution that fits your unique needs and budget.